What is the most common complaint against USCB, Inc.?

The most common issue consumers report about USCB, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 606 complaints filed with the CFPB.

Are complaints against USCB, Inc. increasing or decreasing?

Complaints against USCB, Inc. are falling. The company received 35 complaints in the last 12 months, showing improvement over prior periods.

What is USCB, Inc.'s reputation grade?

USCB, Inc. has a reputation grade of D (score: 53.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does USCB, Inc. respond to consumer complaints?

USCB, Inc. has a 94% timely response rate to CFPB complaints. Consumers disputed the company's response in 10% of cases.

In how many states does USCB, Inc. operate?

USCB, Inc. has received CFPB complaints from consumers in 31 states, with the most complaints from California (401 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

USCB, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 31 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

232
Written notification about debt

171
Communication tactics

63
False statements or representation

57
Cont'd attempts collect debt not owed

39
Took or threatened to take negative or legal action

22

Data updated September 2026

CFPB complaint disposition

CCDB record uscb-inc USCB, Inc.

Grade D · 606 CFPB filings · 94% timely · lead issue: Attempts to collect debt not owed · vol #234 · compose #3581

VOL 606
GRADE D
12MO 35
STATES 31
TIMELY 94%
DISPUTE 10%
ISSUE Attempts to collect debt n…
RANK #234
COMPOSE #3,581

Volume peers

Nearest volume peer: KBR Inc DBA Rash Curtis & Associates (606 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

USCB, Inc.'s 606 CFPB complaints sit next to KBR Inc DBA Rash Curtis & Associates on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

66.2% of USCB, Inc.'s CFPB filings land in California

High volume does not equal a clean composite: USCB, Inc. is volume #234 but composite #3,581, while California dominates the geography. Corpus placement method.

Dominant state: California 66.2%; 401 of 606 filings · 31 states touched
Seasonal peak: 2025-11 8.1%; 8–15% band · 25 filings
Divergent corpus ranks: #234 volume; #3,581 composite; Cleanest-composite ladder is 3,347 places worse than volume

How does USCB, Inc. compare to its peers?

How does USCB, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

USCB, Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

94%

85%

91%

Consumer-dispute ratelower is better

10%

27%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	232
Written notification about debt	171
Communication tactics	63
False statements or representation	57
Cont'd attempts collect debt not owed	39
Took or threatened to take negative or legal action	22
Disclosure verification of debt	11
Threatened to contact someone or share information improperly	5
Electronic communications	3
Improper contact or sharing of info	2

Where do complaints against USCB, Inc. come from?

USCB, Inc.'s own per-state count, not a national baseline.

California

401
Arizona

36
Georgia

20
New Mexico

15
Oregon

13
Colorado

12
Maryland

12
Texas

12

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for USCB, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 606.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 94.11764705882352%.

4 peers

Know your rights before responding to USCB, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.