State complaint profile

Debt collection complaints in Oregon

6,805 CFPB complaints filed against 873 debt collectors active in Oregon.

Complaints
6,805
Collectors
873
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oregon at a glance

Oregon consumers have filed 6,805 CFPB debt-collection complaints against 873 collectors.

6,805
CFPB complaints filed
873
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Oregon

Oregon filings are dispersed: the top three collectors hold only 0.4% of 6,805 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Oregon residents in this extract is Encore Capital Group Inc. (0.4% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 4

Sorted by most complaints

Alorica Inc.

D
8 total complaints ↓ falling

Asset Collections Inc

C
8 total complaints → stable

Client Services, Inc.

D
8 total complaints → stable

Credit Protection Association, L.P.

D
8 total complaints ↓ falling

Credit Systems International, Inc.

D
8 total complaints ↑ rising

Ditech Financial LLC

D
8 total complaints ↓ falling

Merchants Credit Corporation

D
8 total complaints ↓ falling

Pinnacle Credit Services, LLC

D
8 total complaints ↓ falling

Windham Professionals, Inc.

D
8 total complaints ↓ falling

AES/Pheaa

D
7 total complaints ↓ falling

Ability Recovery Services, LLC

D
7 total complaints ↑ rising

Atlantic Recovery Solutions LLC

D
7 total complaints → stable

Coast Professional, Inc.

D
7 total complaints ↓ falling

Collection Bureau of America Ltd.

F
7 total complaints ↓ falling

Colony Brands, Inc.

F
7 total complaints → stable

Columbia Collectors Inc

F
7 total complaints → stable

Green Square Company LLC.

F
7 total complaints ↓ falling

HCFS Healthcare Financial Services of TeamHealth

F
7 total complaints ↓ falling

January Technologies, Inc

F
7 total complaints ↑ rising

Northstar Location Services, LLC

D
7 total complaints ↓ falling

Performant Financial Corporation

D
7 total complaints ↓ falling

Professional Debt Mediation, Inc.

F
7 total complaints → stable

Reliable Credit Association, Inc.

B
7 total complaints ↑ rising

Sentry Credit, Inc.

D
7 total complaints ↓ falling

Synergetic Communication Inc

D
7 total complaints ↑ rising

TekCollect Inc.

D
7 total complaints ↑ rising

The Bureaus, Inc.

D
7 total complaints → stable

United Group Inc.

B
7 total complaints → stable

Acima Credit, LLC

C
6 total complaints ↑ rising

Accounts Receivable Inc.

B
6 total complaints ↓ falling

Anderson and Associates Credit Services, LLC

C
6 total complaints ↓ falling

Ascension Point Recovery Services, LLC

C
6 total complaints ↓ falling

Asset Management Outsourcing, Inc.

D
6 total complaints ↓ falling

Carter-Jones Collection Service, Inc

C
6 total complaints ↓ falling

Credit Bureau of Napa County, Inc.

D
6 total complaints ↓ falling

Collection Bureau of Walla Walla

C
6 total complaints ↑ rising

Delta Management Associates, Inc.

D
6 total complaints ↓ falling

Direct Recovery Services, LLC

F
6 total complaints ↓ falling

First Credit Services Inc.

D
6 total complaints ↑ rising

Genesis Credit Management, LLC

F
6 total complaints ↓ falling

Healthcare Finance Direct LLC.

F
6 total complaints ↑ rising

JH Portfolio Debt Equities, LLC

D
6 total complaints ↓ falling

Monarch Recovery Holdings, Inc.

D
6 total complaints → stable

National Enterprise Systems, Inc.

D
6 total complaints ↓ falling

Northland Group Inc

C
6 total complaints ↓ falling

Receivables Management Partners, LLC

D
6 total complaints ↓ falling

RentDebt Automated Collections, LLC

D
6 total complaints ↑ rising

Santander Holdings USA, Inc.

F
6 total complaints ↑ rising

SCA Collections, Inc.

D
6 total complaints ↓ falling

Strategic Alliances, Inc.

D
6 total complaints ↓ falling

If a collector is contacting you in Oregon

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Oregon resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Oregon

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Oregon Resident

Three parallel channels apply in Oregon: the CFPB complaint form (powers this dataset), the Oregon attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.