What is the most common complaint against Portland Credit Inc?

The most common issue consumers report about Portland Credit Inc is "Communication tactics", specifically "Talked to a third party about my debt". This is based on 17 complaints filed with the CFPB.

Are complaints against Portland Credit Inc increasing or decreasing?

Complaints against Portland Credit Inc are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Portland Credit Inc's reputation grade?

Portland Credit Inc has a reputation grade of D (score: 55.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Portland Credit Inc respond to consumer complaints?

Portland Credit Inc has a 78% timely response rate to CFPB complaints. Consumers disputed the company's response in 31% of cases.

In how many states does Portland Credit Inc operate?

Portland Credit Inc has received CFPB complaints from consumers in 6 states, with the most complaints from Oregon (12 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Portland Credit Inc - Debt Collector Complaint Profile

CFPB complaint profile across 6 states, reputation grade D.

Compiled by PlainCollector

Communication tactics

4
Disclosure verification of debt

3
Attempts to collect debt not owed

2
Cont'd attempts collect debt not owed

2
Improper contact or sharing of info

2
Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record portland-credit-inc Portland Credit Inc

Grade D · 17 CFPB filings · 78% timely · lead issue: Communication tactics · vol #2051 · compose #3277

VOL 17
GRADE D
12MO 0
STATES 6
TIMELY 78%
DISPUTE 31%
ISSUE Communication tactics
RANK #2,051
COMPOSE #3,277

Volume peers

Nearest volume peer: A/R Concepts, Inc. (17 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Portland Credit Inc's 17 CFPB complaints sit next to A/R Concepts, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

70.6% of Portland Credit Inc's CFPB filings land in Oregon

High volume does not equal a clean composite: Portland Credit Inc is volume #2,051 but composite #3,277, while Oregon dominates the geography. Corpus placement method.

Dominant state: Oregon 70.6%; 12 of 17 filings · 6 states touched
Seasonal peak: 2025-11 9.5%; 8–15% band · 10 filings
Divergent corpus ranks: #2,051 volume; #3,277 composite; Cleanest-composite ladder is 1,226 places worse than volume

How does Portland Credit Inc compare to its peers?

How does Portland Credit Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Portland Credit Inc National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

78%

91%

Consumer-dispute ratelower is better

31%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Communication tactics	4
Disclosure verification of debt	3
Attempts to collect debt not owed	2
Cont'd attempts collect debt not owed	2
Improper contact or sharing of info	2
Written notification about debt	1
False statements or representation	1
Threatened to contact someone or share information improperly	1
Taking/threatening an illegal action	1

Where do complaints against Portland Credit Inc come from?

Portland Credit Inc's own per-state count, not a national baseline.

Oregon

12
Arizona

1
California

1
New Hampshire

1
Texas

1
Washington

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Portland Credit Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 17.

4 peers

Know your rights before responding to Portland Credit Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.