State complaint profile

Debt collection complaints in Oregon

6,805 CFPB complaints filed against 873 debt collectors active in Oregon.

Complaints
6,805
Collectors
873
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oregon at a glance

Oregon consumers have filed 6,805 CFPB debt-collection complaints against 873 collectors.

6,805
CFPB complaints filed
873
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Oregon

Oregon filings are dispersed: the top three collectors hold only 1.2% of 6,805 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Oregon residents in this extract is Encore Capital Group Inc. (1.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 2

Sorted by most complaints

Aldous & Associates, PLLC

D
28 total complaints ↑ rising

EOS Holdings, Inc.

D
28 total complaints ↓ falling

National Credit Adjusters, LLC

D
28 total complaints ↑ rising

Southwest Credit Systems, L.P.

D
28 total complaints → stable

The CBE Group, Inc.

D
28 total complaints → stable

I.q. Data International, Inc.

D
27 total complaints ↓ falling

NCB Management Services Inc.

D
27 total complaints ↑ rising

TrueAccord Corp.

D
26 total complaints ↑ rising

Amsher Collection Services, Inc.

D
25 total complaints ↓ falling

Paypal Holdings, Inc

D
25 total complaints ↓ falling

Source Receivables Management LLC

D
24 total complaints ↑ rising

Stellar Recovery, Inc.

D
24 total complaints ↓ falling

CMRE Financial Services, Inc.

D
22 total complaints ↓ falling

Capital Credit and Collection Service, Inc.

C
22 total complaints ↓ falling

Iqor US Inc

D
22 total complaints ↓ falling

Receivables Performance Management, LLC

D
22 total complaints ↓ falling

Barclays Bank Delaware

D
21 total complaints ↑ rising

Credit Control, LLC

F
21 total complaints ↑ rising

MRS BPO, LLC

D
21 total complaints → stable

Affirm Holdings, Inc

F
20 total complaints ↑ rising

Elite Recovery Group LLC

C
20 total complaints ↑ rising

Security Credit Services, LLC

D
20 total complaints ↑ rising

Central Portfolio Control Inc.

D
19 total complaints ↑ rising

Credits, Incorporated

F
19 total complaints ↑ rising

Dynamic Recovery Solutions, LLC

D
19 total complaints ↓ falling

TD Bank US Holding Company

D
19 total complaints ↑ rising

Williams & Fudge, Inc

D
19 total complaints → stable

Financial Credit Service, Inc.

D
18 total complaints ↓ falling

Halsted Financial Services, LLC.

D
18 total complaints ↑ rising

Linebarger Goggan Blair & Sampson LLP

D
18 total complaints ↓ falling

Mandarich Law Group, LLP

D
18 total complaints → stable

Spring Oaks Capital, LLC

F
18 total complaints ↑ rising

W&A Intermediate Co., LLC

F
18 total complaints ↑ rising

4M Collections, LLC

C
17 total complaints ↑ rising

Expert Global Solutions, Inc.

D
17 total complaints ↓ falling

First National Collection Bureau, Inc.

D
17 total complaints ↓ falling

Firstsource Business Process Services, LLC

D
17 total complaints → stable

URS Holding, LLC

D
17 total complaints ↓ falling

ONLINE Information Services, Inc.

D
16 total complaints ↑ rising

Unifin Inc.

D
15 total complaints ↑ rising

Velocity Portfolio Group

D
15 total complaints → stable

Commonwealth Financial Systems, Inc.

F
14 total complaints ↓ falling

Diversified Adjustment Service, Inc.

D
14 total complaints → stable

Goldman Sachs Bank USA

F
14 total complaints ↑ rising

HSBC North America Holdings Inc.

D
14 total complaints ↓ falling

North Shore Agency, LLC

C
14 total complaints ↓ falling

Toyota Motor Credit Corporation

D
14 total complaints ↑ rising

Wakefield & Associates, Inc.

F
14 total complaints ↓ falling

American Coradius International LLC

D
13 total complaints ↓ falling

Cascade Collections, Inc.

F
13 total complaints ↓ falling

If a collector is contacting you in Oregon

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Oregon resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Oregon

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Oregon Resident

Three parallel channels apply in Oregon: the CFPB complaint form (powers this dataset), the Oregon attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.