What is the most common complaint against Forster, Garbus and Garbus?

The most common issue consumers report about Forster, Garbus and Garbus is "Took or threatened to take negative or legal action", specifically "Didn't receive enough information to verify debt". This is based on 41 complaints filed with the CFPB.

Are complaints against Forster, Garbus and Garbus increasing or decreasing?

Complaints against Forster, Garbus and Garbus are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Forster, Garbus and Garbus's reputation grade?

Forster, Garbus and Garbus has a reputation grade of C (score: 58.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Forster, Garbus and Garbus respond to consumer complaints?

Forster, Garbus and Garbus has a 95% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.

In how many states does Forster, Garbus and Garbus operate?

Forster, Garbus and Garbus has received CFPB complaints from consumers in 3 states, with the most complaints from New Jersey (39 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Forster, Garbus and Garbus - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade C.

Compiled by PlainCollector

Took or threatened to take negative or legal action

7
Cont'd attempts collect debt not owed

7
Taking/threatening an illegal action

7
Communication tactics

6
Written notification about debt

5
Disclosure verification of debt

4

Data updated September 2026

CFPB complaint disposition

CCDB record forster-garbus-and-garbus Forster, Garbus and Garbus

Grade C · 41 CFPB filings · 95% timely · lead issue: Took or threatened to take negative or legal action · vol #1322 · compose #2694

VOL 41
GRADE C
12MO 0
STATES 3
TIMELY 95%
DISPUTE 25%
ISSUE Took or threatened to take…
RANK #1,322
COMPOSE #2,694

Volume peers

Nearest volume peer: First Horizon Bank (41 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Forster, Garbus and Garbus's 41 CFPB complaints sit next to First Horizon Bank on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

95.1% of Forster, Garbus and Garbus's CFPB filings land in New Jersey

High volume does not equal a clean composite: Forster, Garbus and Garbus is volume #1,322 but composite #2,694, while New Jersey dominates the geography. Corpus placement method.

Dominant state: New Jersey 95.1%; 39 of 41 filings · 3 states touched
Seasonal peak: 2020-11 13.5%; 8–15% band · 5 filings
Divergent corpus ranks: #1,322 volume; #2,694 composite; Cleanest-composite ladder is 1,372 places worse than volume

How does Forster, Garbus and Garbus compare to its peers?

How does Forster, Garbus and Garbus compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Forster, Garbus and Ga… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

95%

100%

91%

Consumer-dispute ratelower is better

25%

40%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-10 2026-01

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	7
Cont'd attempts collect debt not owed	7
Taking/threatening an illegal action	7
Communication tactics	6
Written notification about debt	5
Disclosure verification of debt	4
False statements or representation	3
Attempts to collect debt not owed	1
Improper contact or sharing of info	1

Where do complaints against Forster, Garbus and Garbus come from?

Forster, Garbus and Garbus's own per-state count, not a national baseline.

New Jersey

39
Florida

1
New York

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Forster, Garbus and Garbus: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 41.

4 peers

Know your rights before responding to Forster, Garbus and Garbus: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.