This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 620 complaints

Millco Management - Debt Collector Complaint Profile

CFPB complaint profile across 30 states, reputation grade C.

Complaints by issue type

What consumers report about Millco Management

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record millco-management Millco Management

Grade C · 620 CFPB filings · 95% timely · lead issue: Attempts to collect debt not owed · vol #227 · compose #48

  • VOL 620
  • GRADE C
  • 12MO 20
  • STATES 30
  • TIMELY 95%
  • DISPUTE 0%
  • ISSUE Attempts to collect debt n…
  • RANK #227
  • COMPOSE #48

Volume peers

Nearest volume peer: Io, Inc. (620 complaints)

January Technologies, IncJanuary Technologies, Inc616ResidentCollect, Inc.ResidentCollect, Inc.617Io, Inc.Io, Inc.620Millco Management (this)Millco Management (this)620Financial Credit Service, Inc.Financial Credit Service, In…627
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Millco Management's 620 CFPB complaints sit next to Io, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 620 complaints break down

Every complaint issue type on record for Millco Management, not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
56.8/100
Millco Management

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
620
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
95%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
0%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

38.1% of Millco Management's CFPB filings land in Florida

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Florida 38.1%
236 of 620 filings · 30 states touched
Even monthly load
Peak under 8%
Highest month 2025-01 at 7.6% (18 filings)
Corpus ranks
#227 volume
#48 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Millco Management compare to its peers?

How does Millco Management compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Millco Management National average
Complaints (last 12 mo)lower is better
20
81
268
Timely-response ratehigher is better
95%
97%
91%
Consumer-dispute ratelower is better
0%
27%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Millco Management a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 60%70%80%90%100%110% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Millco Management vs. 9 similar-volume peers, by response speed and dispute rate Millco ManagementIo, Inc.ResidentCollect, Inc.Financial Credit Service, Inc.Merchants' Credit Guide CompanySynovus BankAVANTEGlobal Lending Services LLCCapital Management Services, LPLendmark Financial Services
Source: CFPB Consumer Complaint Database

Millco Management's complaint volume in context

Millco Management vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

620 Top 4% higher than 96% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Millco Management 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2023-09 2025-08

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
305
Written notification about debt
209
False statements or representation
49
Took or threatened to take negative or legal action
36
Communication tactics
14
Threatened to contact someone or share information improperly
4
Cont'd attempts collect debt not owed
1
Disclosure verification of debt
1
Electronic communications
1

Where do complaints against Millco Management come from?

Millco Management's own per-state count, not a national baseline.

Top states by complaints against Millco Management

Across 30 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Millco Management: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 620.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 95.3225806451613%.

4 peers

Know your rights before responding to Millco Management: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.