What is the most common complaint against Williams & Fudge, Inc?

The most common issue consumers report about Williams & Fudge, Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 1,251 complaints filed with the CFPB.

Are complaints against Williams & Fudge, Inc increasing or decreasing?

Complaints against Williams & Fudge, Inc have been stable. The company received 262 complaints in the last 12 months.

What is Williams & Fudge, Inc's reputation grade?

Williams & Fudge, Inc has a reputation grade of D (score: 54.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Williams & Fudge, Inc respond to consumer complaints?

Williams & Fudge, Inc has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 15% of cases.

In how many states does Williams & Fudge, Inc operate?

Williams & Fudge, Inc has received CFPB complaints from consumers in 52 states, with the most complaints from Texas (118 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Williams & Fudge, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 52 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

319
Communication tactics

262
Written notification about debt

172
False statements or representation

166
Cont'd attempts collect debt not owed

91
Threatened to contact someone or share information improperly

68

Data updated September 2026

CFPB complaint disposition

CCDB record williams-fudge-inc Williams & Fudge, Inc

Grade D · 1,251 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #132 · compose #3457

VOL 1,251
GRADE D
12MO 262
STATES 52
TIMELY 100%
DISPUTE 15%
ISSUE Attempts to collect debt n…
RANK #132
COMPOSE #3,457

Volume peers

Nearest volume peer: United Revenue Corporation (1,251 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Williams & Fudge, Inc's 1,251 CFPB complaints sit next to United Revenue Corporation on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Williams & Fudge, Inc spreads filings across 52 states - Texas leads at only 9.4%

Despite a broad state map, Williams & Fudge, Inc still sits volume #132 against composite #3,457 - the two RankMaps diverge by 3,325 places. Corpus placement method.

Most-even geography: Lead state under 15%; Texas still leads at 9.4% across 52 states
Seasonal peak: 2025-06 9.4%; 8–15% band · 8 filings
Divergent corpus ranks: #132 volume; #3,457 composite; Cleanest-composite ladder is 3,325 places worse than volume

How does Williams & Fudge, Inc compare to its peers?

How does Williams & Fudge, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Williams & Fudge, Inc National average

Complaints (last 12 mo)lower is better

262

344

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

15%

39%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-02 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	319
Communication tactics	262
Written notification about debt	172
False statements or representation	166
Cont'd attempts collect debt not owed	91
Threatened to contact someone or share information improperly	68
Took or threatened to take negative or legal action	64
Disclosure verification of debt	52
Improper contact or sharing of info	33
Electronic communications	17

Where do complaints against Williams & Fudge, Inc come from?

Williams & Fudge, Inc's own per-state count, not a national baseline.

Texas

118
Georgia

112
Florida

102
California

101
North Carolina

61
Virginia

52
New York

49
Pennsylvania

43

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Williams & Fudge, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1,251.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.65841161400513%.

4 peers

Know your rights before responding to Williams & Fudge, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.