What is the most common complaint against C.Tech Collections, Inc.?

The most common issue consumers report about C.Tech Collections, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 121 complaints filed with the CFPB.

Are complaints against C.Tech Collections, Inc. increasing or decreasing?

Complaints against C.Tech Collections, Inc. are falling. The company received 16 complaints in the last 12 months, showing improvement over prior periods.

What is C.Tech Collections, Inc.'s reputation grade?

C.Tech Collections, Inc. has a reputation grade of C (score: 58.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does C.Tech Collections, Inc. respond to consumer complaints?

C.Tech Collections, Inc. has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 8% of cases.

In how many states does C.Tech Collections, Inc. operate?

C.Tech Collections, Inc. has received CFPB complaints from consumers in 12 states, with the most complaints from New York (65 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

C.Tech Collections, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 12 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

47
Written notification about debt

22
False statements or representation

14
Disclosure verification of debt

10
Cont'd attempts collect debt not owed

9
Took or threatened to take negative or legal action

8

Data updated September 2026

CFPB complaint disposition

CCDB record ctech-collections-inc C.Tech Collections, Inc.

Grade C · 121 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed · vol #749 · compose #2530

VOL 121
GRADE C
12MO 16
STATES 12
TIMELY 97%
DISPUTE 8%
ISSUE Attempts to collect debt n…
RANK #749
COMPOSE #2,530

Volume peers

Nearest volume peer: American Recovery Service Incorporated (121 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

C.Tech Collections, Inc.'s 121 CFPB complaints sit next to American Recovery Service Incorporated on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

53.7% of C.Tech Collections, Inc.'s CFPB filings land in New York

High volume does not equal a clean composite: C.Tech Collections, Inc. is volume #749 but composite #2,530, while New York dominates the geography. Corpus placement method.

Dominant state: New York 53.7%; 65 of 121 filings · 12 states touched
Even monthly load: Peak under 8%; Highest month 2024-02 at 6.7% (2 filings)
Divergent corpus ranks: #749 volume; #2,530 composite; Cleanest-composite ladder is 1,781 places worse than volume

How does C.Tech Collections, Inc. compare to its peers?

How does C.Tech Collections, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

C.Tech Collections, In… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

97%

98%

91%

Consumer-dispute ratelower is better

26%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-12 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	47
Written notification about debt	22
False statements or representation	14
Disclosure verification of debt	10
Cont'd attempts collect debt not owed	9
Took or threatened to take negative or legal action	8
Communication tactics	6
Improper contact or sharing of info	2
Electronic communications	2
Threatened to contact someone or share information improperly	1

Where do complaints against C.Tech Collections, Inc. come from?

C.Tech Collections, Inc.'s own per-state count, not a national baseline.

New York

65
New Jersey

34
California

5
Pennsylvania

3
Illinois

2
New Hampshire

2
South Carolina

2
Delaware

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for C.Tech Collections, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 121.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.55172413793103%.

4 peers

Know your rights before responding to C.Tech Collections, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.