State complaint profile
Debt collection complaints in New Jersey
30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.
- Complaints
- 30,806
- Collectors
- 1,278
- Top collector
- Resurgent Capital Services L.P.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
New Jersey at a glance
New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.
- 30,806
- CFPB complaints filed
- 1,278
- collectors active here
- #1
- most-complained: Resurgent Capital Services L.P.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in New Jersey
New Jersey filings are dispersed: the top three collectors hold only 1% of 30,806 complaints.
This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.
The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Active Debt Collectors - Page 2
Sorted by most complaintsAmsher Collection Services, Inc.
DCredit Acceptance Corporation
DServicer under contract with Federal Student Aid
FCredit Control, LLC
FFein, Such, Kahn & Shepard, P.C.
DHW Holding, Inc
DBarclays Bank Delaware
DHSBC North America Holdings Inc.
DAR Resources, Inc.
DMRS BPO, LLC
DAfni Inc.
DCredit Corp Solutions Inc.
DIqor US Inc
DWaterfall Revenue Group
FSequium Asset Solutions, LLC
FContract Callers Inc
DProfessional Medical Management, Inc.
FSenex Services Corp.
FTenaglia & Hunt, PA
FLaw Offices of Hayt, Hayt & Landau, LLC
CNRA Group, LLC
DAargon Agency, Inc.
FThe Receivable Management Services LLC
DAmeriCollect
DPhoenix Financial Services LLC
DReceivables Performance Management, LLC
DThe Bureaus, Inc.
DAlly Financial Inc.
DHarris & Harris, Ltd.
DNavy Federal Credit Union
DDiversified Adjustment Service, Inc.
DRowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis
FGoldman Sachs Bank USA
FT.S. Holdings
FVelocity Portfolio Group
DNew Century Financial Services, Inc.
CThe CBE Group, Inc.
DCertified Solutions, Inc
FCollection Bureau of the Hudson Valley, Inc.
DEastern Account Systems of Connecticut, Inc.
DMichael Harrison, Attorney at Law
DBCA Financial Services, Inc.
DSantander Holdings USA, Inc.
FTrident Asset Management, L.L.C.
FWestlake Services, LLC
DPaypal Holdings, Inc
DAffiliated Collection Services, LLC
CRubin & Rothman, LLC
CAlliance One, Inc.
DLyons, Doughty & Veldhuis, PC
DIf a collector is contacting you in New Jersey
High-volume states still start with the federal record, then verify any state-law question with an official source.
- Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
- File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with New Jersey
- Resurgent Capital Services L.P. Leads New Jersey complaint volume in this extract
- Ohio complaint profile Nearest volume peer (30,195 complaints)
- South Carolina complaint profile Nearest volume peer (28,151 complaints)
- States by complaint volume New Jersey sits in the dense end of the state ladder
- Debt validation letter High filing volume - written validation is the usual first step
- Compare collectors side-by-side Check response rates for the agencies contacting New Jersey residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a New Jersey Resident
New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |