This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 1,805 complaints

Halsted Financial Services, LLC. - Debt Collector Complaint Profile

CFPB complaint profile across 53 states, reputation grade D.

Complaints by issue type

What consumers report about Halsted Financial Services, LLC.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record halsted-financial-services-llc Halsted Financial Services, LLC.

Grade D · 1,805 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed · vol #95 · compose #123

  • VOL 1,805
  • GRADE D
  • 12MO 661
  • STATES 53
  • TIMELY 97%
  • DISPUTE 9%
  • ISSUE Attempts to collect debt n…
  • RANK #95
  • COMPOSE #123

Volume peers

Nearest volume peer: Credit Systems International, Inc. (1,806 complaints)

Kikoff Inc.Kikoff Inc.1,795Goldman Sachs Bank USAGoldman Sachs Bank USA1,800Halsted Financial Services, LLC. (this)Halsted Financial Services, …1,805Credit Systems International, Inc.Credit Systems International…1,806Nelnet, Inc.Nelnet, Inc.1,810
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Halsted Financial Services, LLC.'s 1,805 CFPB complaints sit next to Credit Systems International, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 1,805 complaints break down

Every complaint issue type on record for Halsted Financial Services, LLC., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
55.2/100
Halsted Financial Services, LLC.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
1,805
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
97%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
9%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

Halsted Financial Services, LLC. spreads filings across 53 states - Texas leads at only 13.2%

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Most-even geography
Lead state under 15%
Texas still leads at 13.2% across 53 states
Seasonal peak
2026-01 9.1%
8–15% band · 8 filings
Corpus ranks
#95 volume
#123 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Halsted Financial Services, LLC. compare to its peers?

How does Halsted Financial Services, LLC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Halsted Financial Services, LLC. National average
Complaints (last 12 mo)lower is better
661
711
268
Timely-response ratehigher is better
97%
98%
91%
Consumer-dispute ratelower is better
9%
24%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Halsted Financial Services, LLC. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 8 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 94%96%98%100% 0%10%20%30% Timely response rate (%) Dispute rate (%) Halsted Financial Services, LLC. vs. 7 similar-volume peers, by response speed and dispute rate Halsted Financial Services, LLC.Credit Systems International, Inc.Nelnet, Inc.CMRE Financial Services, Inc.BTH ManagementRentDebt Automated Collections, LLCWorld Acceptance CorporationAbsolute Resolutions Corp.
Source: CFPB Consumer Complaint Database

Halsted Financial Services, LLC.'s complaint volume in context

Halsted Financial Services, LLC. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

1,805 Top 2% higher than 98% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Halsted Financial Services, LLC. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2024-01 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
510
Electronic communications
346
Communication tactics
263
False statements or representation
196
Written notification about debt
187
Took or threatened to take negative or legal action
103
Cont'd attempts collect debt not owed
78
Threatened to contact someone or share information improperly
71
Disclosure verification of debt
22
Improper contact or sharing of info
18

Where do complaints against Halsted Financial Services, LLC. come from?

Halsted Financial Services, LLC.'s own per-state count, not a national baseline.

Top states by complaints against Halsted Financial Services, LLC.

Across 53 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Halsted Financial Services, LLC.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1,805.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.62990196078431%.

4 peers

Know your rights before responding to Halsted Financial Services, LLC.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.