This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 1,769 complaints

CMRE Financial Services, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 45 states, reputation grade D.

Complaints by issue type

What consumers report about CMRE Financial Services, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record cmre-financial-services-inc CMRE Financial Services, Inc.

Grade D · 1,769 CFPB filings · 95% timely · lead issue: Attempts to collect debt not owed · vol #98 · compose #401

  • VOL 1,769
  • GRADE D
  • 12MO 48
  • STATES 45
  • TIMELY 95%
  • DISPUTE 24%
  • ISSUE Attempts to collect debt n…
  • RANK #98
  • COMPOSE #401

Volume peers

Nearest volume peer: BTH Management (1,766 complaints)

Absolute Resolutions Corp.Absolute Resolutions Corp.1,754Waypoint Resource Group, LLCWaypoint Resource Group, LLC1,759BTH ManagementBTH Management1,766CMRE Financial Services, Inc. (this)CMRE Financial Services, Inc…1,769Kikoff Inc.Kikoff Inc.1,795
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

CMRE Financial Services, Inc.'s 1,769 CFPB complaints sit next to BTH Management on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 1,769 complaints break down

Every complaint issue type on record for CMRE Financial Services, Inc., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
49.7/100
CMRE Financial Services, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
1,769
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
95%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
24%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

46.7% of CMRE Financial Services, Inc.'s CFPB filings land in California

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
California 46.7%
827 of 1,769 filings · 45 states touched
Seasonal peak
2021-09 10.0%
8–15% band · 4 filings
Corpus ranks
#98 volume
#401 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does CMRE Financial Services, Inc. compare to its peers?

How does CMRE Financial Services, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
CMRE Financial Services, Inc. National average
Complaints (last 12 mo)lower is better
48
929
268
Timely-response ratehigher is better
95%
99%
91%
Consumer-dispute ratelower is better
24%
23%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy CMRE Financial Services, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 8 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 94%96%98%100%102% 0%10%20%30% Timely response rate (%) Dispute rate (%) CMRE Financial Services, Inc. vs. 7 similar-volume peers, by response speed and dispute rate CMRE Financial Services, Inc.BTH ManagementAbsolute Resolutions Corp.IQOR US INCHalsted Financial Services, LLC.Credit Systems International, Inc.Nelnet, Inc.Santander Consumer USA Holdings Inc.
Source: CFPB Consumer Complaint Database

CMRE Financial Services, Inc.'s complaint volume in context

CMRE Financial Services, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

1,769 Top 2% higher than 98% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. CMRE Financial Services, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2020-03 2023-06

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
622
Cont'd attempts collect debt not owed
315
Written notification about debt
304
False statements or representation
162
Disclosure verification of debt
123
Communication tactics
117
Took or threatened to take negative or legal action
66
Improper contact or sharing of info
21
Threatened to contact someone or share information improperly
19
Electronic communications
14

Where do complaints against CMRE Financial Services, Inc. come from?

CMRE Financial Services, Inc.'s own per-state count, not a national baseline.

Top states by complaints against CMRE Financial Services, Inc.

Across 45 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for CMRE Financial Services, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1,769.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 94.82660602615123%.

4 peers

Know your rights before responding to CMRE Financial Services, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.