What is the most common complaint against CMRE Financial Services, Inc.?

The most common issue consumers report about CMRE Financial Services, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 1,769 complaints filed with the CFPB.

Are complaints against CMRE Financial Services, Inc. increasing or decreasing?

Complaints against CMRE Financial Services, Inc. are falling. The company received 48 complaints in the last 12 months, showing improvement over prior periods.

What is CMRE Financial Services, Inc.'s reputation grade?

CMRE Financial Services, Inc. has a reputation grade of D (score: 49.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does CMRE Financial Services, Inc. respond to consumer complaints?

CMRE Financial Services, Inc. has a 95% timely response rate to CFPB complaints. Consumers disputed the company's response in 24% of cases.

In how many states does CMRE Financial Services, Inc. operate?

CMRE Financial Services, Inc. has received CFPB complaints from consumers in 45 states, with the most complaints from California (827 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CMRE Financial Services, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 45 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

622
Cont'd attempts collect debt not owed

315
Written notification about debt

304
False statements or representation

162
Disclosure verification of debt

123
Communication tactics

117

Data updated September 2026

CFPB complaint disposition

CCDB record cmre-financial-services-inc CMRE Financial Services, Inc.

Grade D · 1,769 CFPB filings · 95% timely · lead issue: Attempts to collect debt not owed · vol #98 · compose #4175

VOL 1,769
GRADE D
12MO 48
STATES 45
TIMELY 95%
DISPUTE 24%
ISSUE Attempts to collect debt n…
RANK #98
COMPOSE #4,175

Volume peers

Nearest volume peer: BTH Management (1,766 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

CMRE Financial Services, Inc.'s 1,769 CFPB complaints sit next to BTH Management on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

46.7% of CMRE Financial Services, Inc.'s CFPB filings land in California

High volume does not equal a clean composite: CMRE Financial Services, Inc. is volume #98 but composite #4,175, while California dominates the geography. Corpus placement method.

Dominant state: California 46.7%; 827 of 1,769 filings · 45 states touched
Seasonal peak: 2021-09 10.0%; 8–15% band · 4 filings
Divergent corpus ranks: #98 volume; #4,175 composite; Cleanest-composite ladder is 4,077 places worse than volume

How does CMRE Financial Services, Inc. compare to its peers?

How does CMRE Financial Services, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

CMRE Financial Service… National average

Complaints (last 12 mo)lower is better

929

268

Timely-response ratehigher is better

95%

99%

91%

Consumer-dispute ratelower is better

24%

23%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-03 2023-06

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	622
Cont'd attempts collect debt not owed	315
Written notification about debt	304
False statements or representation	162
Disclosure verification of debt	123
Communication tactics	117
Took or threatened to take negative or legal action	66
Improper contact or sharing of info	21
Threatened to contact someone or share information improperly	19
Electronic communications	14

Where do complaints against CMRE Financial Services, Inc. come from?

CMRE Financial Services, Inc.'s own per-state count, not a national baseline.

California

827
Texas

340
Florida

80
Illinois

72
New Jersey

48
Arizona

45
Ohio

29
Oklahoma

28

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for CMRE Financial Services, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1,769.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 94.82660602615123%.

4 peers

Know your rights before responding to CMRE Financial Services, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.