State complaint profile

Debt collection complaints in Minnesota

8,502 CFPB complaints filed against 835 debt collectors active in Minnesota.

Complaints
8,502
Collectors
835
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Minnesota at a glance

Minnesota consumers have filed 8,502 CFPB debt-collection complaints against 835 collectors.

8,502
CFPB complaints filed
835
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Minnesota

Minnesota filings are dispersed: the top three collectors hold only 0.1% of 8,502 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Minnesota residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 7

Sorted by most complaints

Accscient, LLC

F
3 total complaints → stable

Autovest, L.L.C.

D
3 total complaints → stable

Biehl & Biehl, Inc

D
3 total complaints ↓ falling

Bridgecrest Acceptance Corporation

D
3 total complaints ↑ rising

Bullseye Collection Agency

B
3 total complaints ↑ rising

Carrington Mortgage Services, LLC

C
3 total complaints ↓ falling

Citizens Financial Group, Inc.

C
3 total complaints → stable

CLX Systems/ Westwood Management

F
3 total complaints ↓ falling

CNG Holdings Inc

C
3 total complaints ↓ falling

Community Choice Financial, Inc.

D
3 total complaints ↓ falling

Credico. Inc

D
3 total complaints ↓ falling

Capital Mitigation Services, LLC

D
3 total complaints ↑ rising

Choice Recovery, Inc.

D
3 total complaints ↓ falling

Collection Bureau of America Ltd.

F
3 total complaints ↓ falling

Collections Acquisition Company, Inc.

F
3 total complaints ↓ falling

Concord Servicing Corporation

C
3 total complaints ↑ rising

Consumer Adjustment Company Incorporated

D
3 total complaints → stable

Credit Card Receivables Fund Incorporated

D
3 total complaints ↓ falling

Credit Protection Association, L.P.

D
3 total complaints ↓ falling

Creditors Bureau Associates

D
3 total complaints → stable

D&A Services, LLC

D
3 total complaints ↓ falling

Denali Capital Holdings, LLC

D
3 total complaints ↑ rising

Fifth Third Financial Corporation

D
3 total complaints → stable

Financial Asset Management Systems Inc

C
3 total complaints ↓ falling

Financial Recovery Services, Inc.

D
3 total complaints ↓ falling

First Credit Services Inc.

D
3 total complaints ↑ rising

Galaxy Capital Acquisitions, LLC

D
3 total complaints ↓ falling

Gatestone & Co. International Inc.

D
3 total complaints ↓ falling

Grand American Resources, Inc

C
3 total complaints → stable

Hauge Associates, Inc.

C
3 total complaints ↓ falling

Integrated Recovery Services

F
3 total complaints ↓ falling

Klarna AB

F
3 total complaints ↑ rising

Lexisnexis

F
3 total complaints → stable

Lamont, Hanley & Associates, Inc.

C
3 total complaints ↓ falling

Leading Edge Recovery Solutions, LLC

C
3 total complaints ↓ falling

Mercantile Adjustment Bureau, LLC

D
3 total complaints ↓ falling

MoneyLion Inc.

F
3 total complaints ↑ rising

Mr. Cooper Group Inc.

F
3 total complaints ↓ falling

Nationstar Mortgage LLC

D
3 total complaints ↓ falling

NCC Business Services, Inc.

D
3 total complaints ↓ falling

National Principal Group, LLC

C
3 total complaints ↓ falling

Nationwide Capital Services, LLC

F
3 total complaints ↑ rising

Nelson Cruz & Associates LLC

F
3 total complaints ↑ rising

Northland Group Inc

C
3 total complaints ↓ falling

Paramount Recovery Systems, L.P.

D
3 total complaints ↓ falling

Payday America Inc.

A
3 total complaints ↑ rising

Phoenix Financial Services LLC

D
3 total complaints ↓ falling

Pioneer Capital Solutions Inc

D
3 total complaints ↓ falling

Platinum Holdings Group, LLC

F
3 total complaints ↓ falling

Progressive Financial Services, Inc.

C
3 total complaints ↓ falling

If a collector is contacting you in Minnesota

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Minnesota resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Minnesota

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Minnesota Resident

Three parallel channels apply in Minnesota: the CFPB complaint form (powers this dataset), the Minnesota attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.