This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 764 complaints

NCC Business Services, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 45 states, reputation grade D.

Complaints by issue type

What consumers report about NCC Business Services, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record ncc-business-services-inc NCC Business Services, Inc.

Grade D · 764 CFPB filings · 90% timely · lead issue: Cont'd attempts collect debt not owed · vol #188 · compose #339

  • VOL 764
  • GRADE D
  • 12MO 0
  • STATES 45
  • TIMELY 90%
  • DISPUTE 12%
  • ISSUE Cont'd attempts collect de…
  • RANK #188
  • COMPOSE #339

Volume peers

Nearest volume peer: National Enterprise Systems, Inc. (760 complaints)

Carter-Young, Inc.Carter-Young, Inc.758National Enterprise Systems, Inc.National Enterprise Systems,…760NCC Business Services, Inc. (this)NCC Business Services, Inc. …764Hyundai Capital AmericaHyundai Capital America770Collection Bureau of America Ltd.Collection Bureau of America…771
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

NCC Business Services, Inc.'s 764 CFPB complaints sit next to National Enterprise Systems, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 764 complaints break down

Every complaint issue type on record for NCC Business Services, Inc., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
51.7/100
NCC Business Services, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
764
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
90%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
12%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Florida is the plurality state for NCC Business Services, Inc. (21.9%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Florida 21.9%
Mid-band (15–30%) · 45 states with ≥1 filing
Seasonal peak
2024-03 11.8%
8–15% band · 8 filings
Corpus ranks
#188 volume
#339 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does NCC Business Services, Inc. compare to its peers?

How does NCC Business Services, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
NCC Business Services, Inc. National average
Complaints (last 12 mo)lower is better
0
71
268
Timely-response ratehigher is better
90%
100%
91%
Consumer-dispute ratelower is better
12%
17%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy NCC Business Services, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 75%80%85%90%95%100%105% 0%5%10%15%20%25%30% Timely response rate (%) Dispute rate (%) NCC Business Services, Inc. vs. 9 similar-volume peers, by response speed and dispute rate NCC Business Services, Inc.National Enterprise Systems, Inc.HYUNDAI CAPITAL AMERICACarter-Young, Inc.Collection Bureau of America Ltd.Allied Collection Services, Inc. (Nevada)JH Portfolio Debt Equities, LLCMARINER FINANCE, LLCWeltman, Weinberg & Reis Co., L.P.A.The Law Offices of Mitchell D. Bluhm & Associates
Source: CFPB Consumer Complaint Database

NCC Business Services, Inc.'s complaint volume in context

NCC Business Services, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

764 Top 3% higher than 97% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. NCC Business Services, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2022-06 2026-02

Issue Detail Breakdown

Issue Complaints
Cont'd attempts collect debt not owed
190
Attempts to collect debt not owed
168
False statements or representation
105
Written notification about debt
103
Disclosure verification of debt
90
Communication tactics
51
Took or threatened to take negative or legal action
25
Improper contact or sharing of info
23
Taking/threatening an illegal action
7
Threatened to contact someone or share information improperly
2

Where do complaints against NCC Business Services, Inc. come from?

NCC Business Services, Inc.'s own per-state count, not a national baseline.

Top states by complaints against NCC Business Services, Inc.

Across 45 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for NCC Business Services, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 764.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 90.18324607329843%.

4 peers

Know your rights before responding to NCC Business Services, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.