What is the most common complaint against Credico. Inc?

The most common issue consumers report about Credico. Inc is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 120 complaints filed with the CFPB.

Are complaints against Credico. Inc increasing or decreasing?

Complaints against Credico. Inc are falling. The company received 11 complaints in the last 12 months, showing improvement over prior periods.

What is Credico. Inc's reputation grade?

Credico. Inc has a reputation grade of D (score: 55.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credico. Inc respond to consumer complaints?

Credico. Inc has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 26% of cases.

In how many states does Credico. Inc operate?

Credico. Inc has received CFPB complaints from consumers in 18 states, with the most complaints from South Dakota (79 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credico. Inc - Debt Collector Complaint Profile

CFPB complaint profile across 18 states, reputation grade D.

Compiled by PlainCollector

False statements or representation

23
Written notification about debt

20
Communication tactics

19
Attempts to collect debt not owed

16
Took or threatened to take negative or legal action

16
Cont'd attempts collect debt not owed

12

Data updated September 2026

CFPB complaint disposition

CCDB record credico-inc Credico. Inc

Grade D · 120 CFPB filings · 99% timely · lead issue: False statements or representation · vol #752 · compose #3318

VOL 120
GRADE D
12MO 11
STATES 18
TIMELY 99%
DISPUTE 26%
ISSUE False statements or repres…
RANK #752
COMPOSE #3,318

Volume peers

Nearest volume peer: Adir International LLC (120 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credico. Inc's 120 CFPB complaints sit next to Adir International LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

65.8% of Credico. Inc's CFPB filings land in South Dakota

High volume does not equal a clean composite: Credico. Inc is volume #752 but composite #3,318, while South Dakota dominates the geography. Corpus placement method.

Dominant state: South Dakota 65.8%; 79 of 120 filings · 18 states touched
Seasonal peak: 2019-03 11.8%; 8–15% band · 4 filings
Divergent corpus ranks: #752 volume; #3,318 composite; Cleanest-composite ladder is 2,566 places worse than volume

How does Credico. Inc compare to its peers?

How does CREDICO. INC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

CREDICO. INC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

99%

86%

91%

Consumer-dispute ratelower is better

26%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-11 2025-07

Issue Detail Breakdown

Issue	Complaints
False statements or representation	23
Written notification about debt	20
Communication tactics	19
Attempts to collect debt not owed	16
Took or threatened to take negative or legal action	16
Cont'd attempts collect debt not owed	12
Disclosure verification of debt	4
Taking/threatening an illegal action	4
Threatened to contact someone or share information improperly	3
Improper contact or sharing of info	3

Where do complaints against Credico. Inc come from?

Credico. Inc's own per-state count, not a national baseline.

South Dakota

79
North Dakota

11
Colorado

3
Illinois

3
Minnesota

3
Ohio

3
South Carolina

3
Louisiana

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credico. Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 120.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.14529914529915%.

4 peers

Know your rights before responding to Credico. Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.