State complaint profile

Debt collection complaints in Minnesota

8,502 CFPB complaints filed against 835 debt collectors active in Minnesota.

Complaints
8,502
Collectors
835
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Minnesota at a glance

Minnesota consumers have filed 8,502 CFPB debt-collection complaints against 835 collectors.

8,502
CFPB complaints filed
835
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Minnesota

Minnesota filings are dispersed: the top three collectors hold only 0.1% of 8,502 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Minnesota residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 6

Sorted by most complaints

American Profit Recovery, Inc., Marlborough, MA Branch

C
4 total complaints → stable

Army and Air Force Exchange Service

F
4 total complaints ↑ rising

Atlantic Recovery Solutions LLC

D
4 total complaints → stable

Bonneville Billing and Collections

D
4 total complaints ↑ rising

Coast Professional, Inc.

D
4 total complaints ↓ falling

CURO Intermediate Holdings

D
4 total complaints ↓ falling

Capital Alliance Financial, LLC

C
4 total complaints ↓ falling

Cawley & Bergmann, LLP

D
4 total complaints ↓ falling

Cottonwood Financial Ltd.

C
4 total complaints ↓ falling

Credit Management Control, Inc.

D
4 total complaints ↓ falling

Direcmanagement, Inc.

B
4 total complaints ↓ falling

Diverse Funding Associates LLC

D
4 total complaints ↑ rising

Ecmc Group, Inc.

D
4 total complaints ↓ falling

Eastpoint Recovery Group, Inc

D
4 total complaints ↓ falling

Enhanced Acquisitions, LLC

D
4 total complaints ↓ falling

Ford Motor Credit Co.

D
4 total complaints → stable

Green Square Company LLC.

F
4 total complaints ↓ falling

High Point Asset Inc

F
4 total complaints ↓ falling

JNR Adjustment Company, Inc

C
4 total complaints ↓ falling

Lending Club Corp

D
4 total complaints ↓ falling

LendingPoint Holdings LLC

F
4 total complaints ↑ rising

MNE Services, Inc

D
4 total complaints ↓ falling

Maximus Federal Services, Inc.

F
4 total complaints ↑ rising

Millennium Credit Consultants Inc.

D
4 total complaints ↓ falling

Minnesota Office of Higher Education

B
4 total complaints → stable

Nissan Motor Acceptance Company LLC

C
4 total complaints → stable

Penn Credit Corporation

D
4 total complaints ↓ falling

Property Receivables, Corp

F
4 total complaints ↑ rising

Receivables Management Partners, LLC

D
4 total complaints ↓ falling

RevSolve, Inc.

D
4 total complaints ↓ falling

SLM Corporation

C
4 total complaints → stable

State Bankshares, Inc.

B
4 total complaints ↑ rising

Seattle Service Bureau, Inc

D
4 total complaints → stable

Second Round Limited Partnership, Austin, TX Branch

D
4 total complaints ↓ falling

Southwest Recovery Services, Inc.

D
4 total complaints → stable

Truist Financial Corporation

F
4 total complaints ↑ rising

The Rose Law Firm PLLC

B
4 total complaints → stable

Tri-State Adjustments, Inc.

C
4 total complaints ↓ falling

TriVerity, Inc.

D
4 total complaints → stable

USCB Corporation

D
4 total complaints ↑ rising

Valor Intelligent Processing, LLC

F
4 total complaints ↑ rising

Viking Client Services

C
4 total complaints → stable

Weltman, Weinberg & Reis Co., L.P.A.

D
4 total complaints ↓ falling

Wilber and Associates, P.C.

D
4 total complaints → stable

Zions Debt Holdings

F
4 total complaints ↑ rising

2288984 Ontario Inc.

C
3 total complaints ↑ rising

A.R.M. Solutions, Inc.

C
3 total complaints ↓ falling

AAA Collections

D
3 total complaints → stable

Access Receivables of NC Inc.

C
3 total complaints ↓ falling

Account Control Technology, Inc.

C
3 total complaints ↓ falling

If a collector is contacting you in Minnesota

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Minnesota resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Minnesota

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Minnesota Resident

Three parallel channels apply in Minnesota: the CFPB complaint form (powers this dataset), the Minnesota attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.