What is the most common complaint against MoneyLion Inc.?

The most common issue consumers report about MoneyLion Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 552 complaints filed with the CFPB.

Are complaints against MoneyLion Inc. increasing or decreasing?

Complaints against MoneyLion Inc. are rising. The company received 244 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is MoneyLion Inc.'s reputation grade?

MoneyLion Inc. has a reputation grade of F (score: 45.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does MoneyLion Inc. respond to consumer complaints?

MoneyLion Inc. has a 96% timely response rate to CFPB complaints.

In how many states does MoneyLion Inc. operate?

MoneyLion Inc. has received CFPB complaints from consumers in 41 states, with the most complaints from Texas (73 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

MoneyLion Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 41 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

250
Took or threatened to take negative or legal action

149
False statements or representation

79
Written notification about debt

57
Communication tactics

10
Electronic communications

5

Data updated September 2026

CFPB complaint disposition

CCDB record moneylion-inc MoneyLion Inc.

Grade F · 552 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed · vol #255 · compose #4567

VOL 552
GRADE F
12MO 244
STATES 41
TIMELY 96%
ISSUE Attempts to collect debt n…
RANK #255
COMPOSE #4,567

Volume peers

Nearest volume peer: Oportun Financial Corporation (555 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

MoneyLion Inc.'s 552 CFPB complaints sit next to Oportun Financial Corporation on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

MoneyLion Inc. spreads filings across 41 states - Texas leads at only 13.2%

Despite a broad state map, MoneyLion Inc. still sits volume #255 against composite #4,567 - the two RankMaps diverge by 4,312 places. Corpus placement method.

Most-even geography: Lead state under 15%; Texas still leads at 13.2% across 41 states
Seasonal peak: 2024-11 12.2%; 8–15% band · 6 filings
Divergent corpus ranks: #255 volume; #4,567 composite; Cleanest-composite ladder is 4,312 places worse than volume

How does MoneyLion Inc. compare to its peers?

How does MoneyLion Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

MoneyLion Inc. National average

Complaints (last 12 mo)lower is better

244

195

268

Timely-response ratehigher is better

96%

99%

91%

Consumer-dispute ratelower is better

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-11 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	250
Took or threatened to take negative or legal action	149
False statements or representation	79
Written notification about debt	57
Communication tactics	10
Electronic communications	5
Threatened to contact someone or share information improperly	2

Where do complaints against MoneyLion Inc. come from?

MoneyLion Inc.'s own per-state count, not a national baseline.

Texas

73
Florida

65
Georgia

57
California

55
Arizona

39
North Carolina

27
Pennsylvania

19
South Carolina

19

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for MoneyLion Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 552.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.08247422680412%.

4 peers

Know your rights before responding to MoneyLion Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.