What is the most common complaint against Bridgecrest Acceptance Corporation?

The most common issue consumers report about Bridgecrest Acceptance Corporation is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 1,304 complaints filed with the CFPB.

Are complaints against Bridgecrest Acceptance Corporation increasing or decreasing?

Complaints against Bridgecrest Acceptance Corporation are rising. The company received 505 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Bridgecrest Acceptance Corporation's reputation grade?

Bridgecrest Acceptance Corporation has a reputation grade of D (score: 50.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Bridgecrest Acceptance Corporation respond to consumer complaints?

Bridgecrest Acceptance Corporation has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 29% of cases.

In how many states does Bridgecrest Acceptance Corporation operate?

Bridgecrest Acceptance Corporation has received CFPB complaints from consumers in 39 states, with the most complaints from Georgia (179 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Bridgecrest Acceptance Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 39 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

533
Took or threatened to take negative or legal action

289
False statements or representation

199
Written notification about debt

181
Communication tactics

71
Threatened to contact someone or share information improperly

18

Data updated September 2026

CFPB complaint disposition

CCDB record bridgecrest-acceptance-corporation Bridgecrest Acceptance Corporation

Grade D · 1,304 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed · vol #128 · compose #4071

VOL 1,304
GRADE D
12MO 505
STATES 39
TIMELY 98%
DISPUTE 29%
ISSUE Attempts to collect debt n…
RANK #128
COMPOSE #4,071

Volume peers

Nearest volume peer: United Services Automobile Association (1,269 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Bridgecrest Acceptance Corporation's 1,304 CFPB complaints sit next to United Services Automobile Association on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Bridgecrest Acceptance Corporation spreads filings across 39 states - Georgia leads at only 13.7%

Despite a broad state map, Bridgecrest Acceptance Corporation still sits volume #128 against composite #4,071 - the two RankMaps diverge by 3,943 places. Corpus placement method.

Most-even geography: Lead state under 15%; Georgia still leads at 13.7% across 39 states
Seasonal peak: 2026-01 9.4%; 8–15% band · 138 filings
Divergent corpus ranks: #128 volume; #4,071 composite; Cleanest-composite ladder is 3,943 places worse than volume

How does Bridgecrest Acceptance Corporation compare to its peers?

How does Bridgecrest Acceptance Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Bridgecrest Acceptance… National average

Complaints (last 12 mo)lower is better

505

275

268

Timely-response ratehigher is better

98%

100%

91%

Consumer-dispute ratelower is better

29%

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	533
Took or threatened to take negative or legal action	289
False statements or representation	199
Written notification about debt	181
Communication tactics	71
Threatened to contact someone or share information improperly	18
Electronic communications	9
Cont'd attempts collect debt not owed	2
Disclosure verification of debt	2

Where do complaints against Bridgecrest Acceptance Corporation come from?

Bridgecrest Acceptance Corporation's own per-state count, not a national baseline.

Georgia

179
Texas

178
Florida

129
California

95
North Carolina

78
South Carolina

77
Pennsylvania

53
Illinois

44

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Bridgecrest Acceptance Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1,304.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 97.71929824561404%.

4 peers

Know your rights before responding to Bridgecrest Acceptance Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.