What is the most common complaint against JNR Adjustment Company, Inc?

The most common issue consumers report about JNR Adjustment Company, Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 96 complaints filed with the CFPB.

Are complaints against JNR Adjustment Company, Inc increasing or decreasing?

Complaints against JNR Adjustment Company, Inc are falling. The company received 7 complaints in the last 12 months, showing improvement over prior periods.

What is JNR Adjustment Company, Inc's reputation grade?

JNR Adjustment Company, Inc has a reputation grade of C (score: 61.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does JNR Adjustment Company, Inc respond to consumer complaints?

JNR Adjustment Company, Inc has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 7% of cases.

In how many states does JNR Adjustment Company, Inc operate?

JNR Adjustment Company, Inc has received CFPB complaints from consumers in 26 states, with the most complaints from California (25 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

JNR Adjustment Company, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 26 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

40
Cont'd attempts collect debt not owed

19
False statements or representation

14
Written notification about debt

7
Communication tactics

6
Disclosure verification of debt

6

Data updated September 2026

CFPB complaint disposition

CCDB record jnr-adjustment-company-inc JNR Adjustment Company, Inc

Grade C · 96 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #833 · compose #2238

VOL 96
GRADE C
12MO 7
STATES 26
TIMELY 100%
DISPUTE 7%
ISSUE Attempts to collect debt n…
RANK #833
COMPOSE #2,238

Volume peers

Nearest volume peer: Augusta Collection Agency, Inc. (96 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

JNR Adjustment Company, Inc's 96 CFPB complaints sit next to Augusta Collection Agency, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

California is the plurality state for JNR Adjustment Company, Inc (26.0%)

Volume rank #833 and composite rank #2,238 diverge by 1,405 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 26.0%; Mid-band (15–30%) · 26 states with ≥1 filing
Seasonal peak: 2025-02 9.1%; 8–15% band · 4 filings
Divergent corpus ranks: #833 volume; #2,238 composite; Cleanest-composite ladder is 1,405 places worse than volume

How does JNR Adjustment Company, Inc compare to its peers?

How does JNR Adjustment Company, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

JNR Adjustment Company… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

50%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-11 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	40
Cont'd attempts collect debt not owed	19
False statements or representation	14
Written notification about debt	7
Communication tactics	6
Disclosure verification of debt	6
Took or threatened to take negative or legal action	1
Threatened to contact someone or share information improperly	1
Improper contact or sharing of info	1
Taking/threatening an illegal action	1

Where do complaints against JNR Adjustment Company, Inc come from?

JNR Adjustment Company, Inc's own per-state count, not a national baseline.

California

25
Texas

12
Florida

8
Ohio

6
New York

5
Georgia

4
Illinois

4
Minnesota

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for JNR Adjustment Company, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 96.

4 peers

Know your rights before responding to JNR Adjustment Company, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.