What is the most common complaint against Tri-State Adjustments, Inc.?

The most common issue consumers report about Tri-State Adjustments, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 88 complaints filed with the CFPB.

Are complaints against Tri-State Adjustments, Inc. increasing or decreasing?

Complaints against Tri-State Adjustments, Inc. are falling. The company received 6 complaints in the last 12 months, showing improvement over prior periods.

What is Tri-State Adjustments, Inc.'s reputation grade?

Tri-State Adjustments, Inc. has a reputation grade of C (score: 57.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Tri-State Adjustments, Inc. respond to consumer complaints?

Tri-State Adjustments, Inc. has a 94% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.

In how many states does Tri-State Adjustments, Inc. operate?

Tri-State Adjustments, Inc. has received CFPB complaints from consumers in 28 states, with the most complaints from Wisconsin (12 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Tri-State Adjustments, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 28 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

30
Cont'd attempts collect debt not owed

15
Written notification about debt

14
Disclosure verification of debt

10
False statements or representation

9
Communication tactics

6

Data updated September 2026

CFPB complaint disposition

CCDB record tri-state-adjustments-inc Tri-State Adjustments, Inc.

Grade C · 88 CFPB filings · 94% timely · lead issue: Attempts to collect debt not owed · vol #882 · compose #2847

VOL 88
GRADE C
12MO 6
STATES 28
TIMELY 94%
DISPUTE 13%
ISSUE Attempts to collect debt n…
RANK #882
COMPOSE #2,847

Volume peers

Nearest volume peer: Conrad Credit Corporation (88 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Tri-State Adjustments, Inc.'s 88 CFPB complaints sit next to Conrad Credit Corporation on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Tri-State Adjustments, Inc. spreads filings across 28 states - Wisconsin leads at only 13.6%

Despite a broad state map, Tri-State Adjustments, Inc. still sits volume #882 against composite #2,847 - the two RankMaps diverge by 1,965 places. Corpus placement method.

Most-even geography: Lead state under 15%; Wisconsin still leads at 13.6% across 28 states
Seasonal peak: 2025-08 13.2%; 8–15% band · 5 filings
Divergent corpus ranks: #882 volume; #2,847 composite; Cleanest-composite ladder is 1,965 places worse than volume

How does Tri-State Adjustments, Inc. compare to its peers?

How does Tri-State Adjustments, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Tri-State Adjustments,… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

94%

98%

91%

Consumer-dispute ratelower is better

13%

41%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-12 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	30
Cont'd attempts collect debt not owed	15
Written notification about debt	14
Disclosure verification of debt	10
False statements or representation	9
Communication tactics	6
Took or threatened to take negative or legal action	3
Electronic communications	1

Where do complaints against Tri-State Adjustments, Inc. come from?

Tri-State Adjustments, Inc.'s own per-state count, not a national baseline.

Wisconsin

12
California

10
Florida

7
New York

6
Texas

6
Iowa

5
Minnesota

4
Arizona

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Tri-State Adjustments, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 88.

4 peers

Know your rights before responding to Tri-State Adjustments, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.