What is the most common complaint against Millennium Credit Consultants Inc.?

The most common issue consumers report about Millennium Credit Consultants Inc. is "Cont'd attempts collect debt not owed", specifically "Debt resulted from identity theft". This is based on 6 complaints filed with the CFPB.

Are complaints against Millennium Credit Consultants Inc. increasing or decreasing?

Complaints against Millennium Credit Consultants Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Millennium Credit Consultants Inc.'s reputation grade?

Millennium Credit Consultants Inc. has a reputation grade of D (score: 53.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Millennium Credit Consultants Inc. respond to consumer complaints?

Millennium Credit Consultants Inc. has a 43% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does Millennium Credit Consultants Inc. operate?

Millennium Credit Consultants Inc. has received CFPB complaints from consumers in 3 states, with the most complaints from Minnesota (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Millennium Credit Consultants Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade D.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

2
Written notification about debt

1
Communication tactics

1
Disclosure verification of debt

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record millennium-credit-consultants-inc Millennium Credit Consultants Inc.

Grade D · 6 CFPB filings · 43% timely · lead issue: Cont'd attempts collect debt not owed · vol #2994 · compose #3662

VOL 6
GRADE D
12MO 0
STATES 3
TIMELY 43%
DISPUTE 17%
ISSUE Cont'd attempts collect de…
RANK #2,994
COMPOSE #3,662

Volume peers

Nearest volume peer: 1 Stop Money Centers, LLC (6 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Millennium Credit Consultants Inc.'s 6 CFPB complaints sit next to 1 Stop Money Centers, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

66.7% of Millennium Credit Consultants Inc.'s CFPB filings land in Minnesota

High volume does not equal a clean composite: Millennium Credit Consultants Inc. is volume #2,994 but composite #3,662, while Minnesota dominates the geography. Corpus placement method.

Dominant state: Minnesota 66.7%; 4 of 6 filings · 3 states touched
Spike month: 2018-02 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,994 volume; #3,662 composite; Cleanest-composite ladder is 668 places worse than volume

How does Millennium Credit Consultants Inc. compare to its peers?

How does Millennium Credit Consultants Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Millennium Credit Cons… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

43%

100%

91%

Consumer-dispute ratelower is better

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-02 2018-02

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	2
Written notification about debt	1
Communication tactics	1
Disclosure verification of debt	1
Taking/threatening an illegal action	1

Where do complaints against Millennium Credit Consultants Inc. come from?

Millennium Credit Consultants Inc.'s own per-state count, not a national baseline.

Minnesota

4
Illinois

1
Kansas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Millennium Credit Consultants Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 6.

4 peers

Know your rights before responding to Millennium Credit Consultants Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.