This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 250 complaints

Wilber and Associates, P.C. - Debt Collector Complaint Profile

CFPB complaint profile across 39 states, reputation grade D.

Complaints by issue type

What consumers report about Wilber and Associates, P.C.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record wilber-and-associates-pc Wilber and Associates, P.C.

Grade D · 250 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #452 · compose #100

  • VOL 250
  • GRADE D
  • 12MO 52
  • STATES 39
  • TIMELY 100%
  • DISPUTE 19%
  • ISSUE Attempts to collect debt n…
  • RANK #452
  • COMPOSE #100

Volume peers

Nearest volume peer: Credit Central Holdings, LLC (250 complaints)

Credit Central Holdings, LLCCredit Central Holdings, LLC250P.S.C., IncP.S.C., Inc250Wilber and Associates, P.C. (this)Wilber and Associates, P.C. …250BC Services, Inc.BC Services, Inc.251Financial Management Solutions, LLCFinancial Management Solutio…251
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Wilber and Associates, P.C.'s 250 CFPB complaints sit next to Credit Central Holdings, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 250 complaints break down

Every complaint issue type on record for Wilber and Associates, P.C., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
55.7/100
Wilber and Associates, P.C.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
250
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
19%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

California is the plurality state for Wilber and Associates, P.C. (15.6%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
California 15.6%
Mid-band (15–30%) · 39 states with ≥1 filing
Seasonal peak
2022-06 11.0%
8–15% band · 17 filings
Corpus ranks
#452 volume
#100 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Wilber and Associates, P.C. compare to its peers?

How does Wilber and Associates, P.C. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Wilber and Associates, P.C. National average
Complaints (last 12 mo)lower is better
52
20
268
Timely-response ratehigher is better
100%
94%
91%
Consumer-dispute ratelower is better
19%
31%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Wilber and Associates, P.C. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 90%95%100%105% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) Wilber and Associates, P.C. vs. 9 similar-volume peers, by response speed and dispute rate Wilber and Associates, P.C.P.S.C., IncCredit Central Holdings, LLCHarley Davidson Financial Services IncKansas Counselors, Inc.Financial Management Solutions, LLCBC SERVICES, INC.GOLD KEY CREDIT, INC.World Omni Financial Corp.Cottonwood Financial Ltd.
Source: CFPB Consumer Complaint Database

Wilber and Associates, P.C.'s complaint volume in context

Wilber and Associates, P.C. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

250 Top 8% higher than 92% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Wilber and Associates, P.C. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2022-01 2025-11

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
58
Communication tactics
47
Took or threatened to take negative or legal action
39
False statements or representation
39
Cont'd attempts collect debt not owed
23
Written notification about debt
22
Disclosure verification of debt
12
Threatened to contact someone or share information improperly
8
Taking/threatening an illegal action
2

Where do complaints against Wilber and Associates, P.C. come from?

Wilber and Associates, P.C.'s own per-state count, not a national baseline.

Top states by complaints against Wilber and Associates, P.C.

Across 39 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Wilber and Associates, P.C.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 250.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Wilber and Associates, P.C.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.