This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 327 complaints

Account Control Technology, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 46 states, reputation grade C.

Complaints by issue type

What consumers report about Account Control Technology, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record account-control-technology-inc Account Control Technology, Inc.

Grade C · 327 CFPB filings · 100% timely · lead issue: Communication tactics · vol #377 · compose #55

  • VOL 327
  • GRADE C
  • 12MO 1
  • STATES 46
  • TIMELY 100%
  • DISPUTE 11%
  • ISSUE Communication tactics
  • RANK #377
  • COMPOSE #55

Volume peers

Nearest volume peer: Avadyne Health Holdings, Inc (327 complaints)

Avadyne Health Holdings, IncAvadyne Health Holdings, Inc327Global Credit & Collection CorporationGlobal Credit & Collection C…327State Employees Credit UnionState Employees Credit Union327Account Control Technology, Inc. (this)Account Control Technology, …327Express Recovery Services, Inc.Express Recovery Services, I…328
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Account Control Technology, Inc.'s 327 CFPB complaints sit next to Avadyne Health Holdings, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 327 complaints break down

Every complaint issue type on record for Account Control Technology, Inc., not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
56.5/100
Account Control Technology, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
327
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
11%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

Account Control Technology, Inc. spreads filings across 46 states - California leads at only 14.1%

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Most-even geography
Lead state under 15%
California still leads at 14.1% across 46 states
Seasonal peak
2018-03 10.0%
8–15% band · 3 filings
Corpus ranks
#377 volume
#55 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Account Control Technology, Inc. compare to its peers?

How does Account Control Technology, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Account Control Technology, Inc. National average
Complaints (last 12 mo)lower is better
1
6
268
Timely-response ratehigher is better
100%
98%
91%
Consumer-dispute ratelower is better
11%
9%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Account Control Technology, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 11 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 80%85%90%95%100%105% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Account Control Technology, Inc. vs. 10 similar-volume peers, by response speed and dispute rate Account Control Technology, Inc.Avadyne Health Holdings, IncGlobal Credit & Collection CorporationSTATE EMPLOYEES CREDIT UNIONExpress Recovery Services, Inc.Transfinancial Companies, IncPhillips & Cohen Associates, Ltd.North Shore Agency, LLCCascade Capital, LLCD&A Services, LLCSecond Round Limited Partnership, Austin, TX Branch
Source: CFPB Consumer Complaint Database

Account Control Technology, Inc.'s complaint volume in context

Account Control Technology, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

327 Top 7% higher than 93% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Account Control Technology, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2016-08 2026-02

Issue Detail Breakdown

Issue Complaints
Communication tactics
71
Attempts to collect debt not owed
60
Written notification about debt
43
False statements or representation
36
Cont'd attempts collect debt not owed
36
Improper contact or sharing of info
29
Disclosure verification of debt
22
Threatened to contact someone or share information improperly
12
Took or threatened to take negative or legal action
11
Taking/threatening an illegal action
7

Where do complaints against Account Control Technology, Inc. come from?

Account Control Technology, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Account Control Technology, Inc.

Across 46 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Account Control Technology, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 327.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.69325153374233%.

4 peers

Know your rights before responding to Account Control Technology, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.