This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 295 complaints

Lending Club Corp - Debt Collector Complaint Profile

CFPB complaint profile across 37 states, reputation grade D.

Complaints by issue type

What consumers report about Lending Club Corp

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record lending-club-corp Lending Club Corp

Grade D · 295 CFPB filings · 88% timely · lead issue: Attempts to collect debt not owed · vol #401 · compose #110

  • VOL 295
  • GRADE D
  • 12MO 0
  • STATES 37
  • TIMELY 88%
  • DISPUTE 0%
  • ISSUE Attempts to collect debt n…
  • RANK #401
  • COMPOSE #110

Volume peers

Nearest volume peer: Complete Credit Solutions, Inc. (296 complaints)

FMA Alliance, Ltd.FMA Alliance, Ltd.294Glasser and Glasser, PLCGlasser and Glasser, PLC294Lending Club Corp (this)Lending Club Corp (this)295Complete Credit Solutions, Inc.Complete Credit Solutions, I…296CAC Financial CorpCAC Financial Corp297
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Lending Club Corp's 295 CFPB complaints sit next to Complete Credit Solutions, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 295 complaints break down

Every complaint issue type on record for Lending Club Corp, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
55.5/100
Lending Club Corp

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
295
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
88%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
0%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

Lending Club Corp spreads filings across 37 states - California leads at only 14.9%

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Most-even geography
Lead state under 15%
California still leads at 14.9% across 37 states
Spike month
2014-09 66.7%
2 filings that month · spiky (≥15% of series)
Corpus ranks
#401 volume
#110 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Lending Club Corp compare to its peers?

How does Lending Club Corp compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Lending Club Corp National average
Complaints (last 12 mo)lower is better
0
57
268
Timely-response ratehigher is better
88%
98%
91%
Consumer-dispute ratelower is better
0%
30%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Lending Club Corp a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 85%90%95%100%105% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Lending Club Corp vs. 9 similar-volume peers, by response speed and dispute rate Lending Club CorpComplete Credit Solutions, Inc.FMA Alliance, Ltd.Glasser and Glasser, PLCCAC Financial CorpCommercial Acceptance CompanyHUNTINGTON NATIONAL BANK, THEOLIPHANT FINANCIAL, LLCGrant Mercantile AgencyByrider Franchising, LLC
Source: CFPB Consumer Complaint Database

Lending Club Corp's complaint volume in context

Lending Club Corp vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

295 Top 7% higher than 93% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Lending Club Corp 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2014-09 2014-10

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
153
Communication tactics
42
Written notification about debt
39
False statements or representation
28
Took or threatened to take negative or legal action
13
Threatened to contact someone or share information improperly
11
Disclosure verification of debt
5
Cont'd attempts collect debt not owed
2
Improper contact or sharing of info
2

Where do complaints against Lending Club Corp come from?

Lending Club Corp's own per-state count, not a national baseline.

Top states by complaints against Lending Club Corp

Across 37 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Lending Club Corp: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 295.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 88.13559322033898%.

4 peers

Know your rights before responding to Lending Club Corp: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.