What is the most common complaint against Lending Club Corp?

The most common issue consumers report about Lending Club Corp is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 295 complaints filed with the CFPB.

Are complaints against Lending Club Corp increasing or decreasing?

Complaints against Lending Club Corp are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Lending Club Corp's reputation grade?

Lending Club Corp has a reputation grade of D (score: 55.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Lending Club Corp respond to consumer complaints?

Lending Club Corp has a 88% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Lending Club Corp operate?

Lending Club Corp has received CFPB complaints from consumers in 37 states, with the most complaints from California (44 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Lending Club Corp - Debt Collector Complaint Profile

CFPB complaint profile across 37 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

153
Communication tactics

42
Written notification about debt

39
False statements or representation

28
Took or threatened to take negative or legal action

13
Threatened to contact someone or share information improperly

11

Data updated September 2026

CFPB complaint disposition

CCDB record lending-club-corp Lending Club Corp

Grade D · 295 CFPB filings · 88% timely · lead issue: Attempts to collect debt not owed · vol #401 · compose #3258

VOL 295
GRADE D
12MO 0
STATES 37
TIMELY 88%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #401
COMPOSE #3,258

Volume peers

Nearest volume peer: Complete Credit Solutions, Inc. (296 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Lending Club Corp's 295 CFPB complaints sit next to Complete Credit Solutions, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Lending Club Corp spreads filings across 37 states - California leads at only 14.9%

Despite a broad state map, Lending Club Corp still sits volume #401 against composite #3,258 - the two RankMaps diverge by 2,857 places. Corpus placement method.

Most-even geography: Lead state under 15%; California still leads at 14.9% across 37 states
Spike month: 2014-09 66.7%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #401 volume; #3,258 composite; Cleanest-composite ladder is 2,857 places worse than volume

How does Lending Club Corp compare to its peers?

How does Lending Club Corp compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Lending Club Corp National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

88%

98%

91%

Consumer-dispute ratelower is better

30%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-09 2014-10

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	153
Communication tactics	42
Written notification about debt	39
False statements or representation	28
Took or threatened to take negative or legal action	13
Threatened to contact someone or share information improperly	11
Disclosure verification of debt	5
Cont'd attempts collect debt not owed	2
Improper contact or sharing of info	2

Where do complaints against Lending Club Corp come from?

Lending Club Corp's own per-state count, not a national baseline.

California

44
Florida

33
New York

29
Texas

26
Georgia

22
Illinois

18
Massachusetts

12
North Carolina

11

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Lending Club Corp: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 295.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 88.13559322033898%.

4 peers

Know your rights before responding to Lending Club Corp: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.