This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Cawley & Bergmann, LLP - Debt Collector Complaint Profile
CFPB complaint profile across 35 states, reputation grade D.
Complaints by issue type
What consumers report about Cawley & Bergmann, LLP
- Attempts to collect debt not owed
Attempts to collect debt not owed
47 complaints
- Communication tactics
Communication tactics
44 complaints
- False statements or representation
False statements or representation
24 complaints
- Written notification about debt
Written notification about debt
22 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
20 complaints
- Cont'd attempts collect debt not owed 15
Cont'd attempts collect debt not owed
15 complaints
Data updated September 2026
CFPB complaint disposition
CCDB record cawley-bergmann-llp Cawley & Bergmann, LLP
Grade D · 188 CFPB filings · 92% timely · lead issue: Attempts to collect debt not owed
- VOL 188
- GRADE D
- 12MO 27
- STATES 35
- TIMELY 92%
- DISPUTE 15%
- ISSUE Attempts to collect debt n…
- RANK #568
- COMPOSE Not ranked
Volume peers
Nearest volume peer: Revenue Recovery Corporation (188 complaints)
Cawley & Bergmann, LLP's 188 CFPB complaints sit next to Revenue Recovery Corporation on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →
How the 188 complaints break down
Every complaint issue type on record for Cawley & Bergmann, LLP, not just the top ones shown above.
Reputation score breakdown
Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.
Distributed filing map
Cawley & Bergmann, LLP spreads filings across 35 states - California leads at only 14.4%
Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.
- Most-even geography
- Lead state under 15%
- California still leads at 14.4% across 35 states
- Even monthly load
- Peak under 8%
- Highest month 2025-12 at 6.5% (26 filings)
- Corpus ranks
- #568 volume
- Composite not ranked (fewer than 200 complaints)
- Volume rank among 5,420 collectors
How does Cawley & Bergmann, LLP compare to its peers?
Source: CFPB Consumer Complaint Database.
Response speed vs. dispute rate, among similar-volume collectors
Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Cawley & Bergmann, LLP a lower dispute rate.
Cawley & Bergmann, LLP's complaint volume in context
Cawley & Bergmann, LLP vs all collectors by complaint volume
Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)
188 Top 10% higher than 90% of 5,420 collectors
Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source CFPB Consumer Complaint Database · September 2026
Complaint Trend (24 months)
Falling ↓Issue Detail Breakdown
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | |
| Communication tactics | |
| False statements or representation | |
| Written notification about debt | |
| Took or threatened to take negative or legal action | |
| Cont'd attempts collect debt not owed | |
| Threatened to contact someone or share information improperly | |
| Improper contact or sharing of info | |
| Disclosure verification of debt | |
| Taking/threatening an illegal action | |
Where do complaints against Cawley & Bergmann, LLP come from?
Cawley & Bergmann, LLP's own per-state count, not a national baseline.
Top states by complaints against Cawley & Bergmann, LLP
Across 35 states with at least one filing
- California
California
27 complaints
- Texas
Texas
17 complaints
- North Carolina
North Carolina
15 complaints
- New York
New York
12 complaints
- Florida
Florida
11 complaints
- Georgia 10
Georgia
10 complaints
- New Jersey 8
New Jersey
8 complaints
- Ohio 8
Ohio
8 complaints
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainCollector-derived comparison paths for Cawley & Bergmann, LLP: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest collectors by total CFPB complaints. This record: 188.
Similar timely response rate
Nearest collectors by CFPB 15-day timely-response %. This record: 91.75824175824175%.
Know your rights before responding to Cawley & Bergmann, LLP: FDCPA rights guide · debt validation letter · rights library.
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |