This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 115 complaints

AAA Collections - Debt Collector Complaint Profile

CFPB complaint profile across 13 states, reputation grade D.

Complaints by issue type

What consumers report about AAA Collections

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record aaa-collections AAA Collections

Grade D · 115 CFPB filings · 99% timely · lead issue: Written notification about debt

  • VOL 115
  • GRADE D
  • 12MO 22
  • STATES 13
  • TIMELY 99%
  • DISPUTE 34%
  • ISSUE Written notification about…
  • RANK #766
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Business & Professional Collection Service Inc (115 complaints)

Business & Professional Collection Service IncBusiness & Professional Coll…115Recovery Solutions Group, LLCRecovery Solutions Group, LLC115Shermeta Law Group, PLLCShermeta Law Group, PLLC115AAA Collections (this)AAA Collections (this)115Arcon Credit Solutions LLCArcon Credit Solutions LLC116
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

AAA Collections's 115 CFPB complaints sit next to Business & Professional Collection Service Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 115 complaints break down

Every complaint issue type on record for AAA Collections, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
53.7/100
AAA Collections

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
115
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
99%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
34%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

59.1% of AAA Collections's CFPB filings land in South Dakota

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
South Dakota 59.1%
68 of 115 filings · 13 states touched
Seasonal peak
2016-06 14.8%
8–15% band · 4 filings
Corpus ranks
#766 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does AAA Collections compare to its peers?

How does AAA Collections compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
AAA Collections National average
Complaints (last 12 mo)lower is better
22
18
268
Timely-response ratehigher is better
99%
99%
91%
Consumer-dispute ratelower is better
34%
7%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy AAA Collections a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 60%70%80%90%100%110% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) AAA Collections vs. 9 similar-volume peers, by response speed and dispute rate AAA CollectionsBusiness & Professional Collection Service IncRecovery Solutions Group, LLCShermeta Law Group, PLLCS & S Recovery, Inc.Rosebud Economic Development CorporationMST Financial Services, L.L.C.BALANCED HEALTHCARE RECEIVABLES, LLCPeter Roberts & Associates, Inc.Rocket Mortgage, LLC
Source: CFPB Consumer Complaint Database

AAA Collections's complaint volume in context

AAA Collections vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

115 Top 14% higher than 86% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). This entry sits in this band. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. AAA Collections 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2015-01 2022-08

Issue Detail Breakdown

Issue Complaints
Written notification about debt
23
Attempts to collect debt not owed
20
Communication tactics
19
Took or threatened to take negative or legal action
16
False statements or representation
8
Cont'd attempts collect debt not owed
8
Improper contact or sharing of info
7
Disclosure verification of debt
5
Taking/threatening an illegal action
5
Threatened to contact someone or share information improperly
4

Where do complaints against AAA Collections come from?

AAA Collections's own per-state count, not a national baseline.

Top states by complaints against AAA Collections

Across 13 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for AAA Collections: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 115.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.09909909909909%.

4 peers

Know your rights before responding to AAA Collections: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.