State complaint profile

Debt collection complaints in Minnesota

8,502 CFPB complaints filed against 835 debt collectors active in Minnesota.

Complaints
8,502
Collectors
835
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Minnesota at a glance

Minnesota consumers have filed 8,502 CFPB debt-collection complaints against 835 collectors.

8,502
CFPB complaints filed
835
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Minnesota

Minnesota filings are dispersed: the top three collectors hold only 0.2% of 8,502 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Minnesota residents in this extract is Encore Capital Group Inc. (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 5

Sorted by most complaints

Kingston Data & Credit International Inc.

F
6 total complaints ↑ rising

Liberty Credit Services, Inc.

F
6 total complaints ↓ falling

Mohela

F
6 total complaints ↑ rising

National Collection Systems, Inc.

D
6 total complaints → stable

North Shore Agency, LLC

C
6 total complaints ↓ falling

Northstar Location Services, LLC

D
6 total complaints ↓ falling

Optio Solutions, LLC

D
6 total complaints ↑ rising

Pinnacle Credit Services, LLC

D
6 total complaints ↓ falling

Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch

D
6 total complaints ↓ falling

Professional Recovery Management

F
6 total complaints ↑ rising

Retrieval-Masters Creditors Bureau, Inc., Elmsford, NY Branch

D
6 total complaints ↓ falling

Rozlin Financial Group, Inc.

C
6 total complaints ↑ rising

Sezzle Inc.

F
6 total complaints ↑ rising

Strategic Alliances, Inc.

D
6 total complaints ↓ falling

Trident Asset Management, L.L.C.

F
6 total complaints ↓ falling

Trott Law, P.C.

C
6 total complaints ↓ falling

Webcollex, LLC

D
6 total complaints ↓ falling

Windham Professionals, Inc.

D
6 total complaints ↓ falling

Account Liquidation Services Inc.

C
5 total complaints ↓ falling

Atlanticus Services Corporation

D
5 total complaints ↑ rising

Bounce AI, Inc.

F
5 total complaints ↑ rising

Bull City Financial Solutions, Inc

D
5 total complaints ↑ rising

CCF Intermediate Holdings LLC

F
5 total complaints ↑ rising

CMRE Financial Services, Inc.

D
5 total complaints ↓ falling

Contract Callers Inc

D
5 total complaints ↑ rising

Carter-Young, Inc.

F
5 total complaints → stable

Certified Recovery Inc

B
5 total complaints ↓ falling

Collins Asset Group, LLC

F
5 total complaints ↓ falling

Delta Management Group, Inc.

B
5 total complaints ↓ falling

Freedom Financial Network

F
5 total complaints ↑ rising

Fidelity National Information Services, Inc. (FNIS)

D
5 total complaints ↓ falling

Financial Assistance Inc

C
5 total complaints → stable

Financial Credit Service, Inc.

D
5 total complaints ↓ falling

Firstsource Business Process Services, LLC

D
5 total complaints → stable

Great Lakes

C
5 total complaints ↓ falling

General Motors Financial Company, Inc.

D
5 total complaints ↑ rising

Interstate Credit Control

B
5 total complaints ↓ falling

Law Office of Joe Pezzuto, LLC

C
5 total complaints ↓ falling

Midwest Fidelity Services, LLC

C
5 total complaints ↑ rising

Midwest Recovery Systems

F
5 total complaints ↓ falling

Onemain Financial Holdings, LLC.

D
5 total complaints ↓ falling

Professional Debt Mediation, Inc.

F
5 total complaints → stable

Professional Placement Services, LLC

C
5 total complaints ↓ falling

Squaretwo Financial Corporation

D
5 total complaints ↓ falling

Total Card, Inc.

D
5 total complaints ↓ falling

AR Resources, Inc.

D
4 total complaints ↓ falling

ARS National Services, Inc.

C
4 total complaints ↓ falling

Alliance One, Inc.

D
4 total complaints ↓ falling

Altisource Portfolio Solutions, S.à r.l.

C
4 total complaints ↓ falling

American Debt Services, LLC

F
4 total complaints ↓ falling

If a collector is contacting you in Minnesota

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Minnesota resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Minnesota

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Minnesota Resident

Three parallel channels apply in Minnesota: the CFPB complaint form (powers this dataset), the Minnesota attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.