State complaint profile

Debt collection complaints in Alabama

21,381 CFPB complaints filed against 1,136 debt collectors active in Alabama.

Complaints
21,381
Collectors
1,136
Top collector
CL Holdings LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Alabama at a glance

Alabama consumers have filed 21,381 CFPB debt-collection complaints against 1,136 collectors.

21,381
CFPB complaints filed
1,136
collectors active here
#1
most-complained: CL Holdings LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Alabama

Alabama filings are dispersed: the top three collectors hold only 1% of 21,381 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Alabama residents in this extract is CL Holdings LLC (1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 2

Sorted by most complaints

T.S. Holdings

F
71 total complaints ↑ rising

Afni Inc.

D
70 total complaints ↓ falling

Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis

F
70 total complaints ↑ rising

CURO Intermediate Holdings

D
69 total complaints ↓ falling

ProCollect, Inc.

F
69 total complaints ↑ rising

Cavalry Investments, LLC

D
68 total complaints → stable

Professional Recovery Management

F
65 total complaints ↑ rising

American Express Company

D
63 total complaints ↑ rising

Collection Management Holdings, LLC

F
63 total complaints ↑ rising

Discover Bank

D
62 total complaints ↓ falling

Medical Data Systems, Inc.

D
62 total complaints ↓ falling

Credit Central Holdings, LLC

C
61 total complaints ↑ rising

Debt Recovery Solutions, LLC

D
61 total complaints → stable

Credit Control, LLC

F
60 total complaints ↑ rising

Rent Recovery Solutions

F
60 total complaints ↑ rising

Self Financial Inc.

F
60 total complaints ↑ rising

Central Portfolio Control Inc.

D
59 total complaints ↑ rising

Source Receivables Management LLC

D
58 total complaints ↑ rising

Capio Partners, LLC

C
57 total complaints → stable

Enova International, Inc.

D
57 total complaints → stable

Santander Holdings USA, Inc.

F
54 total complaints ↑ rising

Thaxton Investment Corporation

D
54 total complaints ↑ rising

Westlake Services, LLC

D
54 total complaints ↑ rising

Credit Corp Solutions Inc.

D
53 total complaints ↑ rising

Direcmanagement, Inc.

B
53 total complaints ↓ falling

Lockhart, Morris & Montgomery Inc.

D
53 total complaints ↑ rising

Zarzaur and Schwartz, PC

D
53 total complaints ↓ falling

NRA Group, LLC

D
52 total complaints ↑ rising

The CMI Group, Inc.

D
52 total complaints ↓ falling

Designed Receivable Solutions, Inc.

D
50 total complaints ↓ falling

MRS BPO, LLC

D
50 total complaints → stable

Navy Federal Credit Union

D
50 total complaints ↑ rising

Bank of America, National Association

D
49 total complaints → stable

CNG Financial Corporation

D
47 total complaints → stable

V and H Portfolio

D
47 total complaints ↑ rising

Halsted Financial Services, LLC.

D
44 total complaints ↑ rising

OneMain Finance Corporation

F
44 total complaints ↑ rising

Regional Management Corporation

D
43 total complaints ↑ rising

Exeter Finance, LLC.

D
41 total complaints ↑ rising

Ally Financial Inc.

D
40 total complaints ↑ rising

Consumer Adjustment Company Incorporated

D
40 total complaints → stable

Ad Astra Recovery Services Inc

D
39 total complaints ↓ falling

Navient Solutions, LLC.

D
39 total complaints ↓ falling

Millco Management

C
38 total complaints ↓ falling

Aargon Agency, Inc.

F
36 total complaints → stable

Barclays Bank Delaware

D
36 total complaints ↑ rising

Rfna, LP

C
36 total complaints ↑ rising

Tower Loan of Mississippi, Inc.

C
36 total complaints → stable

Waypoint Resource Group, LLC

F
36 total complaints ↑ rising

Absolute Resolutions Corp.

C
35 total complaints ↑ rising

If a collector is contacting you in Alabama

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Alabama names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Alabama AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Alabama

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Alabama Resident

Alabama's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Alabama attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.