This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 421 complaints

Designed Receivable Solutions, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 29 states, reputation grade D.

Complaints by issue type

What consumers report about Designed Receivable Solutions, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record designed-receivable-solutions-inc Designed Receivable Solutions, Inc.

Grade D · 421 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed · vol #313 · compose #411

  • VOL 421
  • GRADE D
  • 12MO 25
  • STATES 29
  • TIMELY 96%
  • DISPUTE 34%
  • ISSUE Attempts to collect debt n…
  • RANK #313
  • COMPOSE #411

Volume peers

Nearest volume peer: Direct Recovery Services, LLC (422 complaints)

InDebted CorporationInDebted Corporation417Designed Receivable Solutions, Inc. (this)Designed Receivable Solution…421Direct Recovery Services, LLCDirect Recovery Services, LLC422American Honda Finance CorpAmerican Honda Finance Corp425Sentry Credit, Inc.Sentry Credit, Inc.427
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Designed Receivable Solutions, Inc.'s 421 CFPB complaints sit next to Direct Recovery Services, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 421 complaints break down

Every complaint issue type on record for Designed Receivable Solutions, Inc., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
49.1/100
Designed Receivable Solutions, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
421
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
96%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
34%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

61.8% of Designed Receivable Solutions, Inc.'s CFPB filings land in California

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
California 61.8%
260 of 421 filings · 29 states touched
Seasonal peak
2026-01 10.9%
8–15% band · 17 filings
Corpus ranks
#313 volume
#411 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Designed Receivable Solutions, Inc. compare to its peers?

How does Designed Receivable Solutions, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Designed Receivable Solutions, Inc. National average
Complaints (last 12 mo)lower is better
25
0
268
Timely-response ratehigher is better
96%
56%
91%
Consumer-dispute ratelower is better
34%
15%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Designed Receivable Solutions, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 20%40%60%80%100%120% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Designed Receivable Solutions, Inc. vs. 9 similar-volume peers, by response speed and dispute rate Designed Receivable Solutions, Inc.Direct Recovery Services, LLCAMERICAN HONDA FINANCE CORPSentry Credit, Inc.Northland Group IncPlusFour, IncSummit A*R, Inc.Fidelity National Information Services, Inc. (FNIS)California Business Bureau, Inc.AmerAssist A/R Solutions, Inc.
Source: CFPB Consumer Complaint Database

Designed Receivable Solutions, Inc.'s complaint volume in context

Designed Receivable Solutions, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

421 Top 6% higher than 94% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Designed Receivable Solutions, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2024-04 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
161
Written notification about debt
86
Cont'd attempts collect debt not owed
52
False statements or representation
38
Disclosure verification of debt
30
Took or threatened to take negative or legal action
29
Communication tactics
14
Improper contact or sharing of info
6
Threatened to contact someone or share information improperly
4
Taking/threatening an illegal action
1

Where do complaints against Designed Receivable Solutions, Inc. come from?

Designed Receivable Solutions, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Designed Receivable Solutions, Inc.

Across 29 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Designed Receivable Solutions, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 421.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.1630695443645%.

4 peers

Know your rights before responding to Designed Receivable Solutions, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.