What is the most common complaint against Rfna, LP?

The most common issue consumers report about Rfna, LP is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 362 complaints filed with the CFPB.

Are complaints against Rfna, LP increasing or decreasing?

Complaints against Rfna, LP are rising. The company received 124 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Rfna, LP's reputation grade?

Rfna, LP has a reputation grade of C (score: 57.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Rfna, LP respond to consumer complaints?

Rfna, LP has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 8% of cases.

In how many states does Rfna, LP operate?

Rfna, LP has received CFPB complaints from consumers in 26 states, with the most complaints from Texas (55 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Rfna, LP - Debt Collector Complaint Profile

CFPB complaint profile across 26 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

119
Took or threatened to take negative or legal action

79
Written notification about debt

48
Communication tactics

44
False statements or representation

42
Threatened to contact someone or share information improperly

11

Data updated September 2026

CFPB complaint disposition

CCDB record rfna-lp Rfna, LP

Grade C · 362 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed · vol #343 · compose #2725

VOL 362
GRADE C
12MO 124
STATES 26
TIMELY 98%
DISPUTE 8%
ISSUE Attempts to collect debt n…
RANK #343
COMPOSE #2,725

Volume peers

Nearest volume peer: LTD Financial Services, L.P. (363 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Rfna, LP's 362 CFPB complaints sit next to LTD Financial Services, L.P. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Texas is the plurality state for Rfna, LP (15.2%)

The 2015-07 spike coincides with a 2,382-place gap between volume rank #343 and composite #2,725. Corpus placement method.

Plurality state: Texas 15.2%; Mid-band (15–30%) · 26 states with ≥1 filing
Spike month: 2015-07 20.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #343 volume; #2,725 composite; Cleanest-composite ladder is 2,382 places worse than volume

How does Rfna, LP compare to its peers?

How does RFNA, LP compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

RFNA, LP National average

Complaints (last 12 mo)lower is better

124

268

Timely-response ratehigher is better

98%

87%

91%

Consumer-dispute ratelower is better

10%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-07 2016-11

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	119
Took or threatened to take negative or legal action	79
Written notification about debt	48
Communication tactics	44
False statements or representation	42
Threatened to contact someone or share information improperly	11
Taking/threatening an illegal action	6
Cont'd attempts collect debt not owed	5
Improper contact or sharing of info	5
Disclosure verification of debt	2

Where do complaints against Rfna, LP come from?

Rfna, LP's own per-state count, not a national baseline.

Texas

55
South Carolina

54
Georgia

52
Mississippi

40
Alabama

36
Louisiana

33
Tennessee

33
Florida

11

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Rfna, LP: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 362.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 98.37662337662337%.

4 peers

Know your rights before responding to Rfna, LP: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.