State complaint profile

Debt collection complaints in Alabama

21,381 CFPB complaints filed against 1,136 debt collectors active in Alabama.

Complaints
21,381
Collectors
1,136
Top collector
CL Holdings LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Alabama at a glance

Alabama consumers have filed 21,381 CFPB debt-collection complaints against 1,136 collectors.

21,381
CFPB complaints filed
1,136
collectors active here
#1
most-complained: CL Holdings LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Alabama

Alabama filings are dispersed: the top three collectors hold only 0% of 21,381 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Alabama residents in this extract is CL Holdings LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 23

Sorted by most complaints

The Regional Adjustment Bureau, Incorporated

C
1 total complaints ↓ falling

Thunderbird Collection Specialists, Inc.

F
1 total complaints ↓ falling

Titan Solutions Group LLC

C
1 total complaints ↑ rising

Top Line Collectors LLC

D
1 total complaints ↑ rising

Tri-State Adjustments, Inc.

C
1 total complaints ↓ falling

Tulsa Adjustment Bureau

D
1 total complaints ↓ falling

U.S. Auto Sales Inc.

D
1 total complaints ↓ falling

Universal Collection Systems, Inc

B
1 total complaints → stable

USCB, Inc.

D
1 total complaints ↓ falling

USI Solutions Inc.

C
1 total complaints ↓ falling

Uetsa Tsakits, Inc. d/b/a MaxLend

F
1 total complaints ↓ falling

Unified Global Group

B
1 total complaints ↓ falling

Unisa, Inc

D
1 total complaints ↑ rising

United Acceptance Inc.

C
1 total complaints ↓ falling

United Check Recovery Bureau, Inc.

C
1 total complaints → stable

United Check Recovery, LLC

F
1 total complaints ↓ falling

Uplift, Inc

D
1 total complaints ↓ falling

Valley National Bancorp

F
1 total complaints → stable

Van Ru Credit Corporation

C
1 total complaints ↓ falling

Vantage Sourcing, LLC

C
1 total complaints ↓ falling

Veripro Solutions Inc.

C
1 total complaints ↓ falling

WLCC

C
1 total complaints → stable

Wakpamni Lake Community Corporation

D
1 total complaints ↓ falling

Waterfall Revenue Group

F
1 total complaints ↓ falling

Western Mercantile Agency, Inc

C
1 total complaints ↓ falling

Westwood Legal

F
1 total complaints ↓ falling

Whitewater Recovery Solutions, LLC

A
1 total complaints ↓ falling

Wolf River Development Company

D
1 total complaints ↑ rising

Wolfe Jones Wolfe Hancock Daniel & South LLC

A
1 total complaints ↓ falling

Wyatt Johnson Automotive Group Holdings, LLC

A
1 total complaints ↑ rising

Zenco Collection, LLC

C
1 total complaints ↓ falling

ZenResolve, LLC

F
1 total complaints ↓ falling

Zenith Financial Network Inc

F
1 total complaints ↓ falling

ZuntaFi Corp

D
1 total complaints ↓ falling

eCon Credit LP

F
1 total complaints ↑ rising

If a collector is contacting you in Alabama

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Alabama names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Alabama AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Alabama

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Alabama Resident

Alabama's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Alabama attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.