This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 460 complaints

Tower Loan of Mississippi, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 23 states, reputation grade C.

Complaints by issue type

What consumers report about Tower Loan of Mississippi, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record tower-loan-of-mississippi-inc Tower Loan of Mississippi, Inc.

Grade C · 460 CFPB filings · 100% timely · lead issue: Communication tactics · vol #297 · compose #71

  • VOL 460
  • GRADE C
  • 12MO 118
  • STATES 23
  • TIMELY 100%
  • DISPUTE 12%
  • ISSUE Communication tactics
  • RANK #297
  • COMPOSE #71

Volume peers

Nearest volume peer: Williams, Rush & Associates, LLC (460 complaints)

Mr. Cooper Group Inc.Mr. Cooper Group Inc.457Williams, Rush & Associates, LLCWilliams, Rush & Associates,…460Tower Loan of Mississippi, Inc. (this)Tower Loan of Mississippi, I…460Advance America, Cash Advance Centers, Inc.Advance America, Cash Advanc…462P&B Capital Group, LLCP&B Capital Group, LLC464
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Tower Loan of Mississippi, Inc.'s 460 CFPB complaints sit next to Williams, Rush & Associates, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 460 complaints break down

Every complaint issue type on record for Tower Loan of Mississippi, Inc., not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
56.3/100
Tower Loan of Mississippi, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
460
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
12%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Spiky monthly series

Mississippi is the plurality state for Tower Loan of Mississippi, Inc. (25.9%)

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Plurality state
Mississippi 25.9%
Mid-band (15–30%) · 23 states with ≥1 filing
Spike month
2022-04 50.0%
1 filings that month · spiky (≥15% of series)
Corpus ranks
#297 volume
#71 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Tower Loan of Mississippi, Inc. compare to its peers?

How does Tower Loan of Mississippi, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Tower Loan of Mississippi, Inc. National average
Complaints (last 12 mo)lower is better
118
214
268
Timely-response ratehigher is better
100%
36%
91%
Consumer-dispute ratelower is better
12%
11%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Tower Loan of Mississippi, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 20%40%60%80%100%120% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) Tower Loan of Mississippi, Inc. vs. 9 similar-volume peers, by response speed and dispute rate Tower Loan of Mississippi, Inc.Williams, Rush & Associates, LLCAdvance America, Cash Advance Centers, Inc.P&B Capital Group, LLCCASHCALL, INC.Riverwalk Financial CorporationMeridian Financial Services, Inc.The Phoenix Recovery GroupFIDELITY CAPITAL HOLDINGS, INCCredit Card Receivables Fund Incorporated
Source: CFPB Consumer Complaint Database

Tower Loan of Mississippi, Inc.'s complaint volume in context

Tower Loan of Mississippi, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

460 Top 5% higher than 95% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Tower Loan of Mississippi, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2022-04 2025-05

Issue Detail Breakdown

Issue Complaints
Communication tactics
167
Attempts to collect debt not owed
84
Took or threatened to take negative or legal action
79
Threatened to contact someone or share information improperly
37
Written notification about debt
30
Improper contact or sharing of info
25
False statements or representation
21
Cont'd attempts collect debt not owed
8
Taking/threatening an illegal action
5
Disclosure verification of debt
3

Where do complaints against Tower Loan of Mississippi, Inc. come from?

Tower Loan of Mississippi, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Tower Loan of Mississippi, Inc.

Across 23 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Tower Loan of Mississippi, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 460.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.51219512195122%.

4 peers

Know your rights before responding to Tower Loan of Mississippi, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.