What is the most common complaint against Tower Loan of Mississippi, Inc.?

The most common issue consumers report about Tower Loan of Mississippi, Inc. is "Communication tactics", specifically "Frequent or repeated calls". This is based on 460 complaints filed with the CFPB.

Are complaints against Tower Loan of Mississippi, Inc. increasing or decreasing?

Complaints against Tower Loan of Mississippi, Inc. have been stable. The company received 118 complaints in the last 12 months.

What is Tower Loan of Mississippi, Inc.'s reputation grade?

Tower Loan of Mississippi, Inc. has a reputation grade of C (score: 56.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Tower Loan of Mississippi, Inc. respond to consumer complaints?

Tower Loan of Mississippi, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 12% of cases.

In how many states does Tower Loan of Mississippi, Inc. operate?

Tower Loan of Mississippi, Inc. has received CFPB complaints from consumers in 23 states, with the most complaints from Mississippi (119 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Tower Loan of Mississippi, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 23 states, reputation grade C.

Compiled by PlainCollector

Communication tactics

167
Attempts to collect debt not owed

84
Took or threatened to take negative or legal action

79
Threatened to contact someone or share information improperly

37
Written notification about debt

30
Improper contact or sharing of info

25

Data updated September 2026

CFPB complaint disposition

CCDB record tower-loan-of-mississippi-inc Tower Loan of Mississippi, Inc.

Grade C · 460 CFPB filings · 100% timely · lead issue: Communication tactics · vol #297 · compose #3111

VOL 460
GRADE C
12MO 118
STATES 23
TIMELY 100%
DISPUTE 12%
ISSUE Communication tactics
RANK #297
COMPOSE #3,111

Volume peers

Nearest volume peer: Williams, Rush & Associates, LLC (460 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Tower Loan of Mississippi, Inc.'s 460 CFPB complaints sit next to Williams, Rush & Associates, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Mississippi is the plurality state for Tower Loan of Mississippi, Inc. (25.9%)

The 2022-04 spike coincides with a 2,814-place gap between volume rank #297 and composite #3,111. Corpus placement method.

Plurality state: Mississippi 25.9%; Mid-band (15–30%) · 23 states with ≥1 filing
Spike month: 2022-04 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #297 volume; #3,111 composite; Cleanest-composite ladder is 2,814 places worse than volume

How does Tower Loan of Mississippi, Inc. compare to its peers?

How does Tower Loan of Mississippi, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Tower Loan of Mississi… National average

Complaints (last 12 mo)lower is better

118

214

268

Timely-response ratehigher is better

100%

36%

91%

Consumer-dispute ratelower is better

12%

11%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-04 2025-05

Issue Detail Breakdown

Issue	Complaints
Communication tactics	167
Attempts to collect debt not owed	84
Took or threatened to take negative or legal action	79
Threatened to contact someone or share information improperly	37
Written notification about debt	30
Improper contact or sharing of info	25
False statements or representation	21
Cont'd attempts collect debt not owed	8
Taking/threatening an illegal action	5
Disclosure verification of debt	3

Where do complaints against Tower Loan of Mississippi, Inc. come from?

Tower Loan of Mississippi, Inc.'s own per-state count, not a national baseline.

Mississippi

119
Louisiana

115
Missouri

71
Texas

43
Alabama

36
Illinois

30
Georgia

7
Tennessee

5

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Tower Loan of Mississippi, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 460.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.51219512195122%.

4 peers

Know your rights before responding to Tower Loan of Mississippi, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.