What is the most common complaint against T.S. Holdings?

The most common issue consumers report about T.S. Holdings is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 5,475 complaints filed with the CFPB.

Are complaints against T.S. Holdings increasing or decreasing?

Complaints against T.S. Holdings are rising. The company received 2,246 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is T.S. Holdings's reputation grade?

T.S. Holdings has a reputation grade of F (score: 45.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does T.S. Holdings respond to consumer complaints?

T.S. Holdings has a 100% timely response rate to CFPB complaints.

In how many states does T.S. Holdings operate?

T.S. Holdings has received CFPB complaints from consumers in 52 states, with the most complaints from Texas (984 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

T.S. Holdings - Debt Collector Complaint Profile

CFPB complaint profile across 52 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

2,222
Written notification about debt

1,065
False statements or representation

968
Took or threatened to take negative or legal action

731
Communication tactics

420
Threatened to contact someone or share information improperly

58

Data updated September 2026

CFPB complaint disposition

CCDB record ts-holdings T.S. Holdings

Grade F · 5,475 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #29 · compose #4586

VOL 5,475
GRADE F
12MO 2,246
STATES 52
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #29
COMPOSE #4,586

Volume peers

Nearest volume peer: Sunrise Credit Services, Inc (5,396 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

T.S. Holdings's 5,475 CFPB complaints sit next to Sunrise Credit Services, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Steady monthly series

Texas is the plurality state for T.S. Holdings (18.0%)

Volume rank #29 and composite rank #4,586 diverge by 4,557 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 18.0%; Mid-band (15–30%) · 52 states with ≥1 filing
Even monthly load: Peak under 8%; Highest month 2026-01 at 7.9% (162 filings)
Divergent corpus ranks: #29 volume; #4,586 composite; Cleanest-composite ladder is 4,557 places worse than volume

How does T.S. Holdings compare to its peers?

How does T.S. Holdings compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

T.S. Holdings National average

Complaints (last 12 mo)lower is better

2,246

2,125

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

10%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	2,222
Written notification about debt	1,065
False statements or representation	968
Took or threatened to take negative or legal action	731
Communication tactics	420
Threatened to contact someone or share information improperly	58
Electronic communications	11

Where do complaints against T.S. Holdings come from?

T.S. Holdings's own per-state count, not a national baseline.

Texas

984
California

677
Florida

521
Georgia

467
Illinois

274
Nevada

265
Arizona

259
Washington

223

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for T.S. Holdings: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 5,475.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.89462592202318%.

4 peers

Know your rights before responding to T.S. Holdings: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.