State complaint profile

Debt collection complaints in New Jersey

30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.

Complaints
30,806
Collectors
1,278
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Jersey at a glance

New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.

30,806
CFPB complaints filed
1,278
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Jersey

New Jersey filings are dispersed: the top three collectors hold only 0.1% of 30,806 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 7

Sorted by most complaints

Bull City Financial Solutions, Inc

D
11 total complaints ↑ rising

Direct Recovery Services, LLC

F
11 total complaints ↓ falling

Ecmc Group, Inc.

D
11 total complaints ↓ falling

Enhanced Acquisitions, LLC

D
11 total complaints ↓ falling

F.H. Cann & Associates, Inc.

D
11 total complaints ↑ rising

Global Lending Services LLC

C
11 total complaints ↑ rising

Nations Recovery Center

D
11 total complaints ↓ falling

Palmar, Inc.

F
11 total complaints ↑ rising

Professional Receivables Network

C
11 total complaints ↓ falling

Riverwalk Financial Corporation

F
11 total complaints ↓ falling

Summit A*R, Inc.

D
11 total complaints ↑ rising

USCB Corporation

D
11 total complaints ↑ rising

Alliant Capital Management LLC

D
10 total complaints → stable

Focus Holding Company

D
10 total complaints ↓ falling

Hillcrest Davidson & Associates

D
10 total complaints ↓ falling

InDebted Corporation

F
10 total complaints ↑ rising

Integrity Solution Services, Inc.

C
10 total complaints ↓ falling

Lending Club Corp

D
10 total complaints ↓ falling

Mr. Cooper Group Inc.

F
10 total complaints ↓ falling

Pinnacle Recovery, Inc.

D
10 total complaints ↓ falling

Pendrick Capital Partners Holding, LLC

C
10 total complaints ↓ falling

Phillips & Cohen Associates, Ltd.

D
10 total complaints → stable

Specialized Loan Servicing Holdings LLC

D
10 total complaints ↓ falling

Stellar Recovery, Inc.

D
10 total complaints ↓ falling

Stillman, P.C. d.b.a. Stillman Law Office

D
10 total complaints → stable

Strategic Alliances, Inc.

D
10 total complaints ↓ falling

Viking Client Services

C
10 total complaints → stable

Vital Solutions, Inc.

C
10 total complaints ↓ falling

Army and Air Force Exchange Service

F
9 total complaints ↑ rising

BMW Financial Services NA, LLC

D
9 total complaints ↑ rising

Cooper Health System

B
9 total complaints ↓ falling

Collection Bureau of America Ltd.

F
9 total complaints ↓ falling

Consumer Portfolio Services, Inc.

D
9 total complaints ↑ rising

Credit Card Receivables Fund Incorporated

D
9 total complaints ↓ falling

Eltman Law, P.C.

D
9 total complaints ↓ falling

FMA Alliance, Ltd.

C
9 total complaints → stable

Gold KEY Credit, Inc.

D
9 total complaints ↓ falling

LoanCare, LLC

C
9 total complaints ↑ rising

NCC Business Services, Inc.

D
9 total complaints ↓ falling

National Collection Systems, Inc.

D
9 total complaints → stable

SRA Associates, Inc.

C
9 total complaints ↓ falling

Stoneleigh Recovery Associates, LLC

D
9 total complaints ↓ falling

Southern Management Systems Inc.

F
9 total complaints → stable

Sunbit, Inc.

F
9 total complaints ↑ rising

A.R.M. Solutions, Inc.

C
8 total complaints ↓ falling

Accounts Receivable Management, Inc (NJ) (Closed)

C
8 total complaints ↓ falling

Altisource Portfolio Solutions, S.à r.l.

C
8 total complaints ↓ falling

Brown and Joseph, Ltd

F
8 total complaints ↓ falling

Burton Neil & Associates, P.C.

B
8 total complaints ↓ falling

CCF Intermediate Holdings LLC

F
8 total complaints ↑ rising

If a collector is contacting you in New Jersey

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Jersey

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Jersey Resident

New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.