What is the most common complaint against Asta Funding Inc.?

The most common issue consumers report about Asta Funding Inc. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 195 complaints filed with the CFPB.

Are complaints against Asta Funding Inc. increasing or decreasing?

Complaints against Asta Funding Inc. are falling. The company received 6 complaints in the last 12 months, showing improvement over prior periods.

What is Asta Funding Inc.'s reputation grade?

Asta Funding Inc. has a reputation grade of D (score: 51.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Asta Funding Inc. respond to consumer complaints?

Asta Funding Inc. has a 95% timely response rate to CFPB complaints. Consumers disputed the company's response in 31% of cases.

In how many states does Asta Funding Inc. operate?

Asta Funding Inc. has received CFPB complaints from consumers in 33 states, with the most complaints from New York (45 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Asta Funding Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 33 states, reputation grade D.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

67
Attempts to collect debt not owed

31
Took or threatened to take negative or legal action

22
Disclosure verification of debt

18
Taking/threatening an illegal action

16
Written notification about debt

14

Data updated September 2026

CFPB complaint disposition

CCDB record asta-funding-inc Asta Funding Inc.

Grade D · 195 CFPB filings · 95% timely · lead issue: Cont'd attempts collect debt not owed · vol #549 · compose #4015

VOL 195
GRADE D
12MO 6
STATES 33
TIMELY 95%
DISPUTE 31%
ISSUE Cont'd attempts collect de…
RANK #549
COMPOSE #4,015

Volume peers

Nearest volume peer: 2288984 Ontario Inc. (195 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Asta Funding Inc.'s 195 CFPB complaints sit next to 2288984 Ontario Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

New York is the plurality state for Asta Funding Inc. (23.1%)

Volume rank #549 and composite rank #4,015 diverge by 3,466 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: New York 23.1%; Mid-band (15–30%) · 33 states with ≥1 filing
Seasonal peak: 2025-05 8.9%; 8–15% band · 15 filings
Divergent corpus ranks: #549 volume; #4,015 composite; Cleanest-composite ladder is 3,466 places worse than volume

How does Asta Funding Inc. compare to its peers?

How does ASTA FUNDING INC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

ASTA FUNDING INC. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

95%

100%

91%

Consumer-dispute ratelower is better

31%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	67
Attempts to collect debt not owed	31
Took or threatened to take negative or legal action	22
Disclosure verification of debt	18
Taking/threatening an illegal action	16
Written notification about debt	14
False statements or representation	13
Communication tactics	5
Improper contact or sharing of info	5
Threatened to contact someone or share information improperly	4

Where do complaints against Asta Funding Inc. come from?

Asta Funding Inc.'s own per-state count, not a national baseline.

New York

45
California

24
Texas

16
Florida

15
New Jersey

12
Pennsylvania

12
Michigan

9
Illinois

8

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Asta Funding Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 195.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 95.36082474226805%.

4 peers

Know your rights before responding to Asta Funding Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.