What is the most common complaint against World Acceptance Corporation?

The most common issue consumers report about World Acceptance Corporation is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 1,855 complaints filed with the CFPB.

Are complaints against World Acceptance Corporation increasing or decreasing?

Complaints against World Acceptance Corporation are rising. The company received 836 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is World Acceptance Corporation's reputation grade?

World Acceptance Corporation has a reputation grade of D (score: 53.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does World Acceptance Corporation respond to consumer complaints?

World Acceptance Corporation has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.

In how many states does World Acceptance Corporation operate?

World Acceptance Corporation has received CFPB complaints from consumers in 36 states, with the most complaints from Texas (393 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

World Acceptance Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 36 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

889
Took or threatened to take negative or legal action

379
False statements or representation

187
Written notification about debt

170
Communication tactics

107
Threatened to contact someone or share information improperly

32

Data updated September 2026

CFPB complaint disposition

CCDB record world-acceptance-corporation World Acceptance Corporation

Grade D · 1,855 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed · vol #91 · compose #3597

VOL 1,855
GRADE D
12MO 836
STATES 36
TIMELY 97%
DISPUTE 14%
ISSUE Attempts to collect debt n…
RANK #91
COMPOSE #3,597

Volume peers

Nearest volume peer: RentDebt Automated Collections, LLC (1,850 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

World Acceptance Corporation's 1,855 CFPB complaints sit next to RentDebt Automated Collections, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Texas is the plurality state for World Acceptance Corporation (21.2%)

The 2018-10 spike coincides with a 3,506-place gap between volume rank #91 and composite #3,597. Corpus placement method.

Plurality state: Texas 21.2%; Mid-band (15–30%) · 36 states with ≥1 filing
Spike month: 2018-10 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #91 volume; #3,597 composite; Cleanest-composite ladder is 3,506 places worse than volume

How does World Acceptance Corporation compare to its peers?

How does World Acceptance Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

World Acceptance Corpo… National average

Complaints (last 12 mo)lower is better

836

735

268

Timely-response ratehigher is better

97%

99%

91%

Consumer-dispute ratelower is better

14%

25%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-10 2018-11

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	889
Took or threatened to take negative or legal action	379
False statements or representation	187
Written notification about debt	170
Communication tactics	107
Threatened to contact someone or share information improperly	32
Improper contact or sharing of info	29
Cont'd attempts collect debt not owed	23
Disclosure verification of debt	22
Taking/threatening an illegal action	9

Where do complaints against World Acceptance Corporation come from?

World Acceptance Corporation's own per-state count, not a national baseline.

Texas

393
South Carolina

391
Georgia

358
Illinois

93
Alabama

82
Mississippi

72
Louisiana

71
Tennessee

68

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for World Acceptance Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1,855.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.5030262273033%.

4 peers

Know your rights before responding to World Acceptance Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.