This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 204 complaints

Virtuoso Sourcing Group, LLC. - Debt Collector Complaint Profile

CFPB complaint profile across 34 states, reputation grade F.

Complaints by issue type

What consumers report about Virtuoso Sourcing Group, LLC.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record virtuoso-sourcing-group-llc Virtuoso Sourcing Group, LLC.

Grade F · 204 CFPB filings · 69% timely · lead issue: Cont'd attempts collect debt not owed · vol #531 · compose #451

  • VOL 204
  • GRADE F
  • 12MO 15
  • STATES 34
  • TIMELY 69%
  • DISPUTE 9%
  • ISSUE Cont'd attempts collect de…
  • RANK #531
  • COMPOSE #451

Volume peers

Nearest volume peer: Collections Acquisition Company, Inc. (204 complaints)

Collections Acquisition Company, Inc.Collections Acquisition Comp…204Commercial Recovery SystemsCommercial Recovery Systems204FEDChex Recovery, LLCFEDChex Recovery, LLC204Louisiana Recovery Services Inc.Louisiana Recovery Services …204Virtuoso Sourcing Group, LLC. (this)Virtuoso Sourcing Group, LLC…204
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Virtuoso Sourcing Group, LLC.'s 204 CFPB complaints sit next to Collections Acquisition Company, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 204 complaints break down

Every complaint issue type on record for Virtuoso Sourcing Group, LLC., not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
47.3/100
Virtuoso Sourcing Group, LLC.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
204
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response B
69%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
9%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

Virtuoso Sourcing Group, LLC. spreads filings across 34 states - Texas leads at only 13.7%

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Most-even geography
Lead state under 15%
Texas still leads at 13.7% across 34 states
Spike month
2024-03 17.1%
7 filings that month · spiky (≥15% of series)
Corpus ranks
#531 volume
#451 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Virtuoso Sourcing Group, LLC. compare to its peers?

How does VIRTUOSO SOURCING GROUP, LLC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
VIRTUOSO SOURCING GROUP, LLC. National average
Complaints (last 12 mo)lower is better
15
60
268
Timely-response ratehigher is better
69%
100%
91%
Consumer-dispute ratelower is better
9%
32%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Virtuoso Sourcing Group, LLC. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 40%60%80%100%120% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) Virtuoso Sourcing Group, LLC. vs. 9 similar-volume peers, by response speed and dispute rate Virtuoso Sourcing Group, LLC.M. G. Credit, Inc.Louisiana Recovery Services Inc.Commercial Recovery SystemsCollections Acquisition Company, Inc.Senex Services Corp.RUSHMORE LOAN MANAGEMENT SERVICES LLCProsper Marketplace, Inc.National Business FactorsFrederick J. Hanna & Associates, P.C. (closed)
Source: CFPB Consumer Complaint Database

Virtuoso Sourcing Group, LLC.'s complaint volume in context

Virtuoso Sourcing Group, LLC. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

204 Top 10% higher than 90% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Virtuoso Sourcing Group, LLC. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2022-01 2026-02

Issue Detail Breakdown

Issue Complaints
Cont'd attempts collect debt not owed
52
Attempts to collect debt not owed
47
Communication tactics
27
Written notification about debt
24
False statements or representation
21
Disclosure verification of debt
20
Took or threatened to take negative or legal action
8
Threatened to contact someone or share information improperly
3
Electronic communications
2

Where do complaints against Virtuoso Sourcing Group, LLC. come from?

Virtuoso Sourcing Group, LLC.'s own per-state count, not a national baseline.

Top states by complaints against Virtuoso Sourcing Group, LLC.

Across 34 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Virtuoso Sourcing Group, LLC.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 204.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 68.65671641791045%.

4 peers

Know your rights before responding to Virtuoso Sourcing Group, LLC.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.