What is the most common complaint against Yamaha Motor Finance Corporation USA?

The most common issue consumers report about Yamaha Motor Finance Corporation USA is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 84 complaints filed with the CFPB.

Are complaints against Yamaha Motor Finance Corporation USA increasing or decreasing?

Complaints against Yamaha Motor Finance Corporation USA are rising. The company received 36 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Yamaha Motor Finance Corporation USA's reputation grade?

Yamaha Motor Finance Corporation USA has a reputation grade of D (score: 51.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Yamaha Motor Finance Corporation USA respond to consumer complaints?

Yamaha Motor Finance Corporation USA has a 100% timely response rate to CFPB complaints.

In how many states does Yamaha Motor Finance Corporation USA operate?

Yamaha Motor Finance Corporation USA has received CFPB complaints from consumers in 12 states, with the most complaints from Florida (21 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Yamaha Motor Finance Corporation USA - Debt Collector Complaint Profile

CFPB complaint profile across 12 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

33
Attempts to collect debt not owed

31
Written notification about debt

11
False statements or representation

9

Data updated September 2026

CFPB complaint disposition

CCDB record yamaha-motor-finance-corporation-usa Yamaha Motor Finance Corporation USA

Grade D · 84 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #913 · compose #3989

VOL 84
GRADE D
12MO 36
STATES 12
TIMELY 100%
ISSUE Took or threatened to take…
RANK #913
COMPOSE #3,989

Volume peers

Nearest volume peer: ACS Education Services (84 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Yamaha Motor Finance Corporation USA's 84 CFPB complaints sit next to ACS Education Services on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Florida is the plurality state for Yamaha Motor Finance Corporation USA (25.0%)

Volume rank #913 and composite rank #3,989 diverge by 3,076 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Florida 25.0%; Mid-band (15–30%) · 12 states with ≥1 filing
Seasonal peak: 2022-12 9.4%; 8–15% band · 3 filings
Divergent corpus ranks: #913 volume; #3,989 composite; Cleanest-composite ladder is 3,076 places worse than volume

How does Yamaha Motor Finance Corporation USA compare to its peers?

How does Yamaha Motor Finance Corporation USA compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Yamaha Motor Finance C… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-10 2026-01

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	33
Attempts to collect debt not owed	31
Written notification about debt	11
False statements or representation	9

Where do complaints against Yamaha Motor Finance Corporation USA come from?

Yamaha Motor Finance Corporation USA's own per-state count, not a national baseline.

Florida

21
California

18
Georgia

14
North Carolina

11
Texas

7
Arizona

3
South Carolina

3
New York

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Yamaha Motor Finance Corporation USA: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 84.

4 peers

Know your rights before responding to Yamaha Motor Finance Corporation USA: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.