What is the most common complaint against Security Finance Corp?

The most common issue consumers report about Security Finance Corp is "Attempts to collect debt not owed", specifically "Frequent or repeated calls". This is based on 723 complaints filed with the CFPB.

Are complaints against Security Finance Corp increasing or decreasing?

Complaints against Security Finance Corp are rising. The company received 289 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Security Finance Corp's reputation grade?

Security Finance Corp has a reputation grade of C (score: 56.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Security Finance Corp respond to consumer complaints?

Security Finance Corp has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 9% of cases.

In how many states does Security Finance Corp operate?

Security Finance Corp has received CFPB complaints from consumers in 32 states, with the most complaints from Texas (185 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Security Finance Corp - Debt Collector Complaint Profile

CFPB complaint profile across 32 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

220
Took or threatened to take negative or legal action

157
Communication tactics

136
Improper contact or sharing of info

56
Written notification about debt

49
False statements or representation

44

Data updated September 2026

CFPB complaint disposition

CCDB record security-finance-corp Security Finance Corp

Grade C · 723 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed · vol #196 · compose #3074

VOL 723
GRADE C
12MO 289
STATES 32
TIMELY 98%
DISPUTE 9%
ISSUE Attempts to collect debt n…
RANK #196
COMPOSE #3,074

Volume peers

Nearest volume peer: Mohela (721 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Security Finance Corp's 723 CFPB complaints sit next to Mohela on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Texas is the plurality state for Security Finance Corp (25.6%)

Volume rank #196 and composite rank #3,074 diverge by 2,878 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 25.6%; Mid-band (15–30%) · 32 states with ≥1 filing
Seasonal peak: 2026-01 8.8%; 8–15% band · 29 filings
Divergent corpus ranks: #196 volume; #3,074 composite; Cleanest-composite ladder is 2,878 places worse than volume

How does Security Finance Corp compare to its peers?

How does SECURITY FINANCE CORP compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

SECURITY FINANCE CORP National average

Complaints (last 12 mo)lower is better

289

383

268

Timely-response ratehigher is better

98%

77%

91%

Consumer-dispute ratelower is better

39%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	220
Took or threatened to take negative or legal action	157
Communication tactics	136
Improper contact or sharing of info	56
Written notification about debt	49
False statements or representation	44
Cont'd attempts collect debt not owed	26
Threatened to contact someone or share information improperly	19
Disclosure verification of debt	7
Taking/threatening an illegal action	6

Where do complaints against Security Finance Corp come from?

Security Finance Corp's own per-state count, not a national baseline.

Texas

185
South Carolina

120
Georgia

103
Louisiana

43
Tennessee

37
Alabama

35
Oklahoma

32
Florida

21

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Security Finance Corp: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 723.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 98.44020797227037%.

4 peers

Know your rights before responding to Security Finance Corp: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.