State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 11

Sorted by most complaints

DataMax Corporation

F
17 total complaints ↓ falling

Financial Asset Management Systems Inc

C
17 total complaints ↓ falling

Green Square Company LLC.

F
17 total complaints ↓ falling

GreenSky, LLC

D
17 total complaints ↓ falling

LendingPoint Holdings LLC

F
17 total complaints ↑ rising

Midwest Fidelity Services, LLC

C
17 total complaints ↑ rising

Pmab,LLC

D
17 total complaints ↓ falling

Pendrick Capital Partners

F
17 total complaints ↓ falling

SCA Collections, Inc.

D
17 total complaints ↓ falling

Worldwide Processing Group, LLC

F
17 total complaints ↓ falling

Accelerated Financial Solutions, LLC

D
16 total complaints ↓ falling

Ava Finance, Inc

F
16 total complaints ↑ rising

Caliber Home Loans, Inc.

D
16 total complaints ↓ falling

Enhanced Acquisitions, LLC

D
16 total complaints ↓ falling

Freedom Mortgage Company

B
16 total complaints → stable

GMA Investments, LLC

F
16 total complaints ↓ falling

Grant Mercantile Agency

D
16 total complaints ↓ falling

Holloway Credit Solutions

D
16 total complaints ↓ falling

Hunt & Kahn, P.A.

C
16 total complaints ↓ falling

Keynote Consulting, Inc.

D
16 total complaints → stable

Kimball, Tirey & St. John LLP

D
16 total complaints ↑ rising

Marlette Funding, LLC

D
16 total complaints ↑ rising

Mercury Financial Intermediate LLC

D
16 total complaints ↑ rising

Mid-Atlantic Finance Co., Inc.

D
16 total complaints ↑ rising

MiraMed Revenue Group LLC

C
16 total complaints ↓ falling

PlusFour, Inc

F
16 total complaints ↓ falling

RMS-Recovery Management Services, Inc.

C
16 total complaints → stable

Sortis Financial, Inc.

C
16 total complaints ↓ falling

The Phoenix Recovery Group

F
16 total complaints → stable

ARM WNY LLC

F
15 total complaints ↓ falling

Asta Funding Inc.

D
15 total complaints ↓ falling

Applied Business Services, Inc.

D
15 total complaints ↓ falling

Asset Recovery Bureau LLC

D
15 total complaints ↑ rising

Bbva Financial Corporation

C
15 total complaints ↓ falling

DRB-40, LLC

C
15 total complaints ↑ rising

Duncan Solutions, lnc.

D
15 total complaints ↓ falling

Financial Data Systems

F
15 total complaints ↓ falling

Keycorp

D
15 total complaints ↓ falling

Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates

F
15 total complaints ↑ rising

North Shore Agency, LLC

C
15 total complaints ↓ falling

Perdue Brandon Fielder Collins & Mott LLP

F
15 total complaints → stable

Preferred Credit Inc

C
15 total complaints ↑ rising

R.T.R. Financial Services, Inc.

D
15 total complaints ↑ rising

Selene Holdings LLC

D
15 total complaints → stable

U.S. Auto Credit Corporation

D
15 total complaints ↑ rising

United We Collect, Inc.

C
15 total complaints ↓ falling

Valentine and Kebartas, Inc.

C
15 total complaints ↓ falling

Ad Astra Recovery Services Inc

D
14 total complaints ↓ falling

American Recovery Service Incorporated

D
14 total complaints ↓ falling

Brock & Scott, PLLC

D
14 total complaints ↓ falling

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.