What is the most common complaint against WLCC?

The most common issue consumers report about WLCC is "Threatened to contact someone or share information improperly", specifically "Contacted your employer". This is based on 162 complaints filed with the CFPB.

Are complaints against WLCC increasing or decreasing?

Complaints against WLCC have been stable. The company received 46 complaints in the last 12 months.

What is WLCC's reputation grade?

WLCC has a reputation grade of C (score: 59.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does WLCC respond to consumer complaints?

WLCC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 8% of cases.

In how many states does WLCC operate?

WLCC has received CFPB complaints from consumers in 34 states, with the most complaints from California (34 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

WLCC - Debt Collector Complaint Profile

CFPB complaint profile across 34 states, reputation grade C.

Compiled by PlainCollector

Threatened to contact someone or share information improperly

45
Communication tactics

34
Attempts to collect debt not owed

31
Took or threatened to take negative or legal action

15
False statements or representation

12
Written notification about debt

11

Data updated September 2026

CFPB complaint disposition

CCDB record wlcc WLCC

Grade C · 162 CFPB filings · 100% timely · lead issue: Threatened to contact someone or share information improperly · vol #630 · compose #2440

VOL 162
GRADE C
12MO 46
STATES 34
TIMELY 100%
DISPUTE 8%
ISSUE Threatened to contact some…
RANK #630
COMPOSE #2,440

Volume peers

Nearest volume peer: Accelerated Financial Solutions, LLC (162 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

WLCC's 162 CFPB complaints sit next to Accelerated Financial Solutions, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

California is the plurality state for WLCC (21.0%)

Volume rank #630 and composite rank #2,440 diverge by 1,810 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 21.0%; Mid-band (15–30%) · 34 states with ≥1 filing
Seasonal peak: 2025-01 9.0%; 8–15% band · 9 filings
Divergent corpus ranks: #630 volume; #2,440 composite; Cleanest-composite ladder is 1,810 places worse than volume

How does WLCC compare to its peers?

How does WLCC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

WLCC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-01 2026-03

Issue Detail Breakdown

Issue	Complaints
Threatened to contact someone or share information improperly	45
Communication tactics	34
Attempts to collect debt not owed	31
Took or threatened to take negative or legal action	15
False statements or representation	12
Written notification about debt	11
Electronic communications	10
Cont'd attempts collect debt not owed	1
Disclosure verification of debt	1
Improper contact or sharing of info	1

Where do complaints against WLCC come from?

WLCC's own per-state count, not a national baseline.

California

34
Florida

21
Ohio

15
Michigan

9
Arizona

8
Tennessee

7
Texas

7
Washington

7

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for WLCC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 162.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to WLCC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.