What is the most common complaint against Constar Financial Services, LLC?

The most common issue consumers report about Constar Financial Services, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 124 complaints filed with the CFPB.

Are complaints against Constar Financial Services, LLC increasing or decreasing?

Complaints against Constar Financial Services, LLC are falling. The company received 13 complaints in the last 12 months, showing improvement over prior periods.

What is Constar Financial Services, LLC's reputation grade?

Constar Financial Services, LLC has a reputation grade of D (score: 52.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Constar Financial Services, LLC respond to consumer complaints?

Constar Financial Services, LLC has a 92% timely response rate to CFPB complaints. Consumers disputed the company's response in 27% of cases.

In how many states does Constar Financial Services, LLC operate?

Constar Financial Services, LLC has received CFPB complaints from consumers in 35 states, with the most complaints from Florida (17 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Constar Financial Services, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 35 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

37
Communication tactics

25
Written notification about debt

21
False statements or representation

14
Cont'd attempts collect debt not owed

11
Disclosure verification of debt

6

Data updated September 2026

CFPB complaint disposition

CCDB record constar-financial-services-llc Constar Financial Services, LLC

Grade D · 124 CFPB filings · 92% timely · lead issue: Attempts to collect debt not owed · vol #739 · compose #3832

VOL 124
GRADE D
12MO 13
STATES 35
TIMELY 92%
DISPUTE 27%
ISSUE Attempts to collect debt n…
RANK #739
COMPOSE #3,832

Volume peers

Nearest volume peer: Central Research Inc (124 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Constar Financial Services, LLC's 124 CFPB complaints sit next to Central Research Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Constar Financial Services, LLC spreads filings across 35 states - Florida leads at only 13.7%

Despite a broad state map, Constar Financial Services, LLC still sits volume #739 against composite #3,832 - the two RankMaps diverge by 3,093 places. Corpus placement method.

Most-even geography: Lead state under 15%; Florida still leads at 13.7% across 35 states
Spike month: 2026-03 15.4%; 8 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #739 volume; #3,832 composite; Cleanest-composite ladder is 3,093 places worse than volume

How does Constar Financial Services, LLC compare to its peers?

How does Constar Financial Services, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Constar Financial Serv… National average

Complaints (last 12 mo)lower is better

108

268

Timely-response ratehigher is better

92%

100%

91%

Consumer-dispute ratelower is better

27%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-06 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	37
Communication tactics	25
Written notification about debt	21
False statements or representation	14
Cont'd attempts collect debt not owed	11
Disclosure verification of debt	6
Threatened to contact someone or share information improperly	3
Taking/threatening an illegal action	3
Took or threatened to take negative or legal action	2
Improper contact or sharing of info	2

Where do complaints against Constar Financial Services, LLC come from?

Constar Financial Services, LLC's own per-state count, not a national baseline.

Florida

17
New York

15
Texas

15
California

11
Arizona

5
Colorado

5
Georgia

4
North Carolina

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Constar Financial Services, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 124.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 91.66666666666666%.

4 peers

Know your rights before responding to Constar Financial Services, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.