State complaint profile

Debt collection complaints in Colorado

11,327 CFPB complaints filed against 1,057 debt collectors active in Colorado.

Complaints
11,327
Collectors
1,057
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Colorado at a glance

Colorado consumers have filed 11,327 CFPB debt-collection complaints against 1,057 collectors.

11,327
CFPB complaints filed
1,057
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Colorado

Colorado filings are dispersed: the top three collectors hold only 0.1% of 11,327 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Colorado residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 7

Sorted by most complaints

D&A Services, LLC

D
5 total complaints ↓ falling

Fidelity Capital Holdings, Inc

F
5 total complaints ↓ falling

First National Bank of Omaha

D
5 total complaints → stable

Jim Bottin Enterprises, Inc

D
5 total complaints → stable

Key 2 Recovery, Inc.

D
5 total complaints → stable

National Business Factors

C
5 total complaints ↓ falling

Oliphant United, Inc.

F
5 total complaints ↑ rising

Pappas Hayden Westberg & Jackson PC

C
5 total complaints → stable

Paramount GR Holdings, LLC

F
5 total complaints ↑ rising

Recovery Ace Inc

C
5 total complaints ↓ falling

Roquemore Holdings LLC

D
5 total complaints ↓ falling

Rozlin Financial Group, Inc.

C
5 total complaints ↑ rising

Scott Lowery Law Office, P.C.

B
5 total complaints ↓ falling

Sentry Credit, Inc.

D
5 total complaints ↓ falling

Sequoia Financial Services

C
5 total complaints ↓ falling

Shepherd Outsourcing, LLC

F
5 total complaints ↑ rising

Solar Mosaic LLC

F
5 total complaints ↑ rising

The Affiliated Group, Inc

C
5 total complaints ↓ falling

The Phoenix Recovery Group

F
5 total complaints → stable

Trident Asset Management, L.L.C.

F
5 total complaints ↓ falling

Universal Acceptance Corporation (NE)

B
5 total complaints ↑ rising

Veros Credit, LLC

C
5 total complaints ↑ rising

Zions Bancorporation

C
5 total complaints ↓ falling

A.R.M. Solutions, Inc.

C
4 total complaints ↓ falling

ACS Education Services

D
4 total complaints ↓ falling

Account Control Technology, Inc.

C
4 total complaints ↓ falling

Account Discovery Systems, LLC

C
4 total complaints ↓ falling

Allied Collection Services, Inc. (Nevada)

D
4 total complaints ↓ falling

Allied International Credit Corp., (US)

C
4 total complaints ↓ falling

Ascension Point Recovery Services, LLC

C
4 total complaints ↓ falling

Autovest, L.L.C.

D
4 total complaints → stable

Bank of the West

C
4 total complaints ↓ falling

Bbva Financial Corporation

C
4 total complaints ↓ falling

Brennan & Clark, Ltd., LLC

D
4 total complaints ↓ falling

CHECKredi of Kentucky, LLC

D
4 total complaints ↑ rising

CNG Holdings Inc

C
4 total complaints ↓ falling

Coast Professional, Inc.

D
4 total complaints ↓ falling

Central States Recovery, Inc.

C
4 total complaints ↓ falling

Collection Professionals, Inc.

D
4 total complaints ↑ rising

Commercial Recovery Systems

F
4 total complaints ↓ falling

Credit Service Company

F
4 total complaints ↑ rising

Dyck-O'Neal, Inc.

D
4 total complaints ↓ falling

Firstbank

B
4 total complaints ↓ falling

Global Solution BIZ LLC.

F
4 total complaints → stable

Helvey & Associates, Inc., Warsaw, IN Branch

D
4 total complaints → stable

Holst & Boettcher, LLP

B
4 total complaints ↓ falling

January Technologies, Inc

F
4 total complaints ↑ rising

Kimball, Tirey & St. John LLP

D
4 total complaints ↑ rising

Kingston Data & Credit International Inc.

F
4 total complaints ↑ rising

Kinum, Inc., Indianapolis, IN Branch

D
4 total complaints ↑ rising

If a collector is contacting you in Colorado

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Colorado resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Colorado

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Colorado Resident

Three parallel channels apply in Colorado: the CFPB complaint form (powers this dataset), the Colorado attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.