State complaint profile
Debt collection complaints in Mississippi
11,959 CFPB complaints filed against 890 debt collectors active in Mississippi.
- Complaints
- 11,959
- Collectors
- 890
- Top collector
- Encore Capital Group Inc.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Mississippi at a glance
Mississippi consumers have filed 11,959 CFPB debt-collection complaints against 890 collectors.
- 11,959
- CFPB complaints filed
- 890
- collectors active here
- #1
- most-complained: Encore Capital Group Inc.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in Mississippi
Mississippi filings are dispersed: the top three collectors hold only 14.8% of 11,959 complaints.
Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.
The collector with the most complaints from Mississippi residents in this extract is Encore Capital Group Inc. (14.8% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Most-complained-about collectors in Mississippi
By complaints filed from this state
- Encore Capital Group Inc.
Encore Capital Group Inc.
640 complaints
- Resurgent Capital Services L.P.
Resurgent Capital Services L.P.
601 complaints
- Transunion Intermediate Holdings, Inc.
Transunion Intermediate Holdings, Inc.
529 complaints
- Portfolio Recovery Associates, LLC
Portfolio Recovery Associates, LLC
477 complaints
- Equifax, Inc.
Equifax, Inc.
454 complaints
- Experian Information Solutions Inc.
Experian Information Solutions Inc.
444 complaints
- CL Holdings LLC
CL Holdings LLC
339 complaints
- Kriya Capital, LLC
Kriya Capital, LLC
330 complaints
What this shows These eight collectors draw the most complaints from Mississippi residents, usually national bureaus and large debt buyers operating in every state.
Where Mississippi's 11,959 complaints concentrate
Top-three collectors vs the rest of this state's filings
- Encore Capital Group I 640
Encore Capital Group Inc.
640 complaints
- Resurgent Capital Serv 601
Resurgent Capital Services L.P.
601 complaints
- Transunion Intermediat 529
Transunion Intermediate Holdings, Inc.
529 complaints
- All other collectors
Remaining collectors in Mississippi
10,189 complaints
What this shows The top three names account for 14.8% of Mississippi filings in this extract, a state-specific concentration cut, not a national grade curve.
Active Debt Collectors
Sorted by most complaintsEncore Capital Group Inc.
DResurgent Capital Services L.P.
DTransunion Intermediate Holdings, Inc.
DPortfolio Recovery Associates, LLC
DEquifax, Inc.
DExperian Information Solutions Inc.
DCL Holdings LLC
CKriya Capital, LLC
DCCS Financial Services, Inc.
FNational Credit Adjusters, LLC
DI.C. System, Inc.
CNational Credit Systems,Inc.
DProCollect, Inc.
FSmith, Rouchon & Associates, Inc.
CCapital ONE Financial Corporation
DFranklin Collection Service, Inc.
DCaine & Weiner Company, Inc.
DRadius Global Solutions LLC
DTower Loan of Mississippi, Inc.
CSpring Oaks Capital, LLC
FSynchrony Financial
DTrueAccord Corp.
DAldous & Associates, PLLC
DCredit Acceptance Corporation
DTransworld Systems Inc
DBread Financial Holdings, Inc.
CHW Holding, Inc
DSunrise Credit Services, Inc
DW&A Intermediate Co., LLC
FSelf Financial Inc.
FWorld Acceptance Corporation
DAbility Recovery Services, LLC
DSecurity Credit Services, LLC
DDiscover Bank
DCitibank, N.a.
DServicer under contract with Federal Student Aid
FNavy Federal Credit Union
DAffirm Holdings, Inc
FWells Fargo & Company
DJacob Law Group, PLLC
CSequium Asset Solutions, LLC
FERC
DJpmorgan Chase & Co.
DSouthwest Credit Systems, L.P.
DJon Barry and Associates, Inc.
CSouthern Financial Systems, Inc.
CFair Collections & Outsourcing, Inc.
DHarris & Harris, Ltd.
DAdvanced Recovery Systems, Inc.
DBTH Management
DIf a collector is contacting you in Mississippi
Start with the federal complaint record, then verify any state-law question with an official source.
- Check the collector's national record and grade before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact. Validation letter
- Use the CFPB complaint process and check official Mississippi resources for state-specific options. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with Mississippi
- Encore Capital Group Inc. Leads Mississippi complaint volume in this extract
- Colorado complaint profile Nearest volume peer (11,327 complaints)
- Massachusetts complaint profile Nearest volume peer (13,646 complaints)
- Recent-12-month collector leaderboard Mid-volume states still host national debt buyers with rising filings
- Your rights under the FDCPA Federal rights apply the same way regardless of state filing volume
- Compare collectors side-by-side Check response rates for the agencies contacting Mississippi residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a Mississippi Resident
Three parallel channels apply in Mississippi: the CFPB complaint form (powers this dataset), the Mississippi attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |