State complaint profile
Debt collection complaints in Colorado
11,327 CFPB complaints filed against 1,057 debt collectors active in Colorado.
- Complaints
- 11,327
- Collectors
- 1,057
- Top collector
- Encore Capital Group Inc.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Colorado at a glance
Colorado consumers have filed 11,327 CFPB debt-collection complaints against 1,057 collectors.
- 11,327
- CFPB complaints filed
- 1,057
- collectors active here
- #1
- most-complained: Encore Capital Group Inc.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in Colorado
Colorado filings are dispersed: the top three collectors hold only 11% of 11,327 complaints.
Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.
The collector with the most complaints from Colorado residents in this extract is Encore Capital Group Inc. (11% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Most-complained-about collectors in Colorado
By complaints filed from this state
- Encore Capital Group Inc.
Encore Capital Group Inc.
487 complaints
- Portfolio Recovery Associates, LLC
Portfolio Recovery Associates, LLC
414 complaints
- Resurgent Capital Services L.P.
Resurgent Capital Services L.P.
346 complaints
- CL Holdings LLC
CL Holdings LLC
291 complaints
- Wakefield & Associates, Inc.
Wakefield & Associates, Inc.
245 complaints
- National Credit Systems,Inc.
National Credit Systems,Inc.
229 complaints
- Transunion Intermediate Holdings, Inc.
Transunion Intermediate Holdings, Inc.
217 complaints
- Experian Information Solutions Inc.
Experian Information Solutions Inc.
209 complaints
What this shows These eight collectors draw the most complaints from Colorado residents, usually national bureaus and large debt buyers operating in every state.
Where Colorado's 11,327 complaints concentrate
Top-three collectors vs the rest of this state's filings
- Encore Capital Group I 487
Encore Capital Group Inc.
487 complaints
- Portfolio Recovery Ass 414
Portfolio Recovery Associates, LLC
414 complaints
- Resurgent Capital Serv 346
Resurgent Capital Services L.P.
346 complaints
- All other collectors
Remaining collectors in Colorado
10,080 complaints
What this shows The top three names account for 11% of Colorado filings in this extract, a state-specific concentration cut, not a national grade curve.
Active Debt Collectors
Sorted by most complaintsEncore Capital Group Inc.
DPortfolio Recovery Associates, LLC
DResurgent Capital Services L.P.
DCL Holdings LLC
CWakefield & Associates, Inc.
FNational Credit Systems,Inc.
DTransunion Intermediate Holdings, Inc.
DExperian Information Solutions Inc.
DProfessional Finance Company, Inc.
DEquifax, Inc.
DCCS Financial Services, Inc.
FRowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis
FSynchrony Financial
DCapital ONE Financial Corporation
DTransworld Systems Inc
DBC Services, Inc.
FI.C. System, Inc.
CERC
DCitibank, N.a.
DHW Holding, Inc
DAldous & Associates, PLLC
DBread Financial Holdings, Inc.
CJpmorgan Chase & Co.
DKriya Capital, LLC
DWells Fargo & Company
DMachol & Johannes, LLC
DT.S. Holdings
FMetro Collection Service Inc.
CCredit Service Company, INC
DAlpine Credit, Inc
DRidge & Valley Realty, Inc.
DAfni Inc.
DCaine & Weiner Company, Inc.
DRadius Global Solutions LLC
DAargon Agency, Inc.
FConvergent Resources, Inc.
DWaypoint Resource Group, LLC
FLinebarger Goggan Blair & Sampson LLP
DBank of America, National Association
DEOS Holdings, Inc.
DNavient Solutions, LLC.
DAmerican Express Company
DCavalry Investments, LLC
DI.q. Data International, Inc.
DDiscover Bank
DDiversified Consultants, Inc.
DU.s. Bancorp
DSequium Asset Solutions, LLC
FSunrise Credit Services, Inc
DTrueAccord Corp.
DIf a collector is contacting you in Colorado
Start with the federal complaint record, then verify any state-law question with an official source.
- Check the collector's national record and grade before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact. Validation letter
- Use the CFPB complaint process and check official Colorado resources for state-specific options. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with Colorado
- Encore Capital Group Inc. Leads Colorado complaint volume in this extract
- Mississippi complaint profile Nearest volume peer (11,959 complaints)
- Wisconsin complaint profile Nearest volume peer (9,149 complaints)
- Recent-12-month collector leaderboard Mid-volume states still host national debt buyers with rising filings
- Your rights under the FDCPA Federal rights apply the same way regardless of state filing volume
- Compare collectors side-by-side Check response rates for the agencies contacting Colorado residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a Colorado Resident
Three parallel channels apply in Colorado: the CFPB complaint form (powers this dataset), the Colorado attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |