State complaint profile

Debt collection complaints in Colorado

11,327 CFPB complaints filed against 1,057 debt collectors active in Colorado.

Complaints
11,327
Collectors
1,057
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Colorado at a glance

Colorado consumers have filed 11,327 CFPB debt-collection complaints against 1,057 collectors.

11,327
CFPB complaints filed
1,057
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Colorado

Colorado filings are dispersed: the top three collectors hold only 0.2% of 11,327 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Colorado residents in this extract is Encore Capital Group Inc. (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 6

Sorted by most complaints

Toyota Motor Credit Corporation

D
7 total complaints ↑ rising

Torriere Holdings INC

C
7 total complaints ↑ rising

Virtuoso Sourcing Group, LLC.

F
7 total complaints ↓ falling

Alliance One, Inc.

D
6 total complaints ↓ falling

AmerAssist A/R Solutions, Inc.

F
6 total complaints ↓ falling

Avid Acceptance, LLC

B
6 total complaints ↑ rising

Byrider Franchising, LLC

D
6 total complaints → stable

CMRE Financial Services, Inc.

D
6 total complaints ↓ falling

Carter-Young, Inc.

F
6 total complaints → stable

Complete Credit Solutions, Inc.

D
6 total complaints → stable

Consolidated Recovery Group, LLC

D
6 total complaints ↓ falling

Consumer Portfolio Services, Inc.

D
6 total complaints ↑ rising

Continental Collection Agency, Ltd.

D
6 total complaints ↓ falling

Credit Card Receivables Fund Incorporated

D
6 total complaints ↓ falling

Crown Asset Management, LLC, Duluth, GA Branch

D
6 total complaints → stable

Direct Recovery Services, LLC

F
6 total complaints ↓ falling

Enova International, Inc.

D
6 total complaints → stable

Ezcorp, Inc.

D
6 total complaints ↓ falling

Express Recovery Services, Inc.

D
6 total complaints → stable

Frost-Arnett Company

D
6 total complaints ↓ falling

Global Lending Services LLC

C
6 total complaints ↑ rising

Harley Davidson Financial Services Inc

C
6 total complaints ↑ rising

Healthcare Finance Direct LLC.

F
6 total complaints ↑ rising

Hillcrest Davidson & Associates

D
6 total complaints ↓ falling

LJ Ross Associates

D
6 total complaints ↑ rising

Lendmark Financial Services

D
6 total complaints ↑ rising

Lockhart, Morris & Montgomery Inc.

D
6 total complaints ↑ rising

Marlette Funding, LLC

D
6 total complaints ↑ rising

Maximus Federal Services, Inc.

F
6 total complaints ↑ rising

Meridian Financial Services, Inc.

D
6 total complaints ↑ rising

Nationwide Recovery Systems, Ltd

D
6 total complaints ↓ falling

Optio Solutions, LLC

D
6 total complaints ↑ rising

Platinum Holdings Group, LLC

F
6 total complaints ↓ falling

Riverwalk Financial Corporation

F
6 total complaints ↓ falling

Tenet Healthcare Corporation

D
6 total complaints ↓ falling

Todd, Bremer & Lawson, Inc.

D
6 total complaints ↓ falling

V and H Portfolio

D
6 total complaints ↑ rising

ARS National Services, Inc.

C
5 total complaints ↓ falling

Advance America, Cash Advance Centers, Inc.

D
5 total complaints ↓ falling

American Profit Recovery, Inc., Marlborough, MA Branch

C
5 total complaints → stable

American Recovery Service Incorporated

D
5 total complaints ↓ falling

Atlantic Recovery Solutions LLC

D
5 total complaints → stable

Aurora Enterprises, Inc.

B
5 total complaints ↓ falling

CAC Financial Corp

D
5 total complaints → stable

Credigy USA Corp.

C
5 total complaints ↓ falling

Credit Bureau of Napa County, Inc.

D
5 total complaints ↓ falling

Capital Management Services, LP

D
5 total complaints ↓ falling

Collection Management Holdings, LLC

F
5 total complaints ↑ rising

Constar Financial Services, LLC

D
5 total complaints ↓ falling

Consumer Collection Management. Inc

F
5 total complaints → stable

If a collector is contacting you in Colorado

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Colorado resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Colorado

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Colorado Resident

Three parallel channels apply in Colorado: the CFPB complaint form (powers this dataset), the Colorado attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.