State complaint profile

Debt collection complaints in Colorado

11,327 CFPB complaints filed against 1,057 debt collectors active in Colorado.

Complaints
11,327
Collectors
1,057
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Colorado at a glance

Colorado consumers have filed 11,327 CFPB debt-collection complaints against 1,057 collectors.

11,327
CFPB complaints filed
1,057
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Colorado

Colorado filings are dispersed: the top three collectors hold only 0.1% of 11,327 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Colorado residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 8

Sorted by most complaints

Lobel Financial Corporation

C
4 total complaints ↑ rising

Lamont, Hanley & Associates, Inc.

C
4 total complaints ↓ falling

Leading Edge Recovery Solutions, LLC

C
4 total complaints ↓ falling

Mohela

F
4 total complaints ↑ rising

MST Financial Services, L.L.C.

D
4 total complaints → stable

Merchants' Credit Guide Company

D
4 total complaints ↓ falling

NAM National Arbitration and Mediation

F
4 total complaints ↓ falling

Nationstar Mortgage LLC

D
4 total complaints ↓ falling

National Commercial Services, Inc

D
4 total complaints ↓ falling

North Shore Agency, LLC

C
4 total complaints ↓ falling

OUT Tech, Inc.

C
4 total complaints → stable

Omega RMS, LLC

D
4 total complaints ↑ rising

Pacific Rim Alliance Corporation

D
4 total complaints ↓ falling

Pendrick Capital Partners

F
4 total complaints ↓ falling

Perfection Collection

D
4 total complaints ↓ falling

Phillips & Cohen Associates, Ltd.

D
4 total complaints → stable

RGS Financial, Inc.

D
4 total complaints ↓ falling

RMS-Recovery Management Services, Inc.

C
4 total complaints → stable

Ray Klein, Inc.

D
4 total complaints ↓ falling

Receivable Solutions Specialist, Inc.

D
4 total complaints ↓ falling

Revco Management, LLC

F
4 total complaints ↑ rising

Second Round Limited Partnership, Austin, TX Branch

D
4 total complaints ↓ falling

SinglePoint GI

F
4 total complaints ↑ rising

Solidus Group LLC.

F
4 total complaints ↓ falling

Southwest Recovery Services, Inc.

D
4 total complaints → stable

Specialized Loan Servicing Holdings LLC

D
4 total complaints ↓ falling

The Law Offices of Gerald E Moore & Associates, PC

C
4 total complaints ↓ falling

The Stark Collection Agency, Inc.

F
4 total complaints ↑ rising

Turning Point Solutions LLC

C
4 total complaints ↓ falling

USI Solutions Inc.

C
4 total complaints ↓ falling

United Accounts, Inc.

F
4 total complaints ↑ rising

Vision Financial Corp.

D
4 total complaints ↓ falling

Windham Professionals, Inc.

D
4 total complaints ↓ falling

World Acceptance Corporation

D
4 total complaints ↑ rising

Zenith Financial Network Inc

F
4 total complaints ↓ falling

ZuntaFi Corp

D
4 total complaints ↓ falling

Access Receivables of NC Inc.

C
3 total complaints ↓ falling

Acquired Assets, Ltd.

C
3 total complaints ↓ falling

Admin Recovery, LLC

D
3 total complaints ↓ falling

American First Finance, Inc.

F
3 total complaints → stable

Asset Recovery Inc

C
3 total complaints ↓ falling

Atlantic Credit & Finance, Inc.

C
3 total complaints ↓ falling

Automated Collection Services, Inc.

D
3 total complaints ↓ falling

BQ & Associates, P.C., L.L.O.

D
3 total complaints ↓ falling

BYL Collection Services

D
3 total complaints ↓ falling

Benuck & Rainey, Inc.

F
3 total complaints ↓ falling

Bonneville Billing and Collections

D
3 total complaints ↑ rising

Brown and Joseph, Ltd

F
3 total complaints ↓ falling

Colorado Housing and Finance Authority

A
3 total complaints ↑ rising

Credico. Inc

D
3 total complaints ↓ falling

If a collector is contacting you in Colorado

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Colorado resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Colorado

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Colorado Resident

Three parallel channels apply in Colorado: the CFPB complaint form (powers this dataset), the Colorado attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.