What is the most common complaint against Solar Mosaic LLC?

The most common issue consumers report about Solar Mosaic LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 199 complaints filed with the CFPB.

Are complaints against Solar Mosaic LLC increasing or decreasing?

Complaints against Solar Mosaic LLC are rising. The company received 97 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Solar Mosaic LLC's reputation grade?

Solar Mosaic LLC has a reputation grade of F (score: 41.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Solar Mosaic LLC respond to consumer complaints?

Solar Mosaic LLC has a 80% timely response rate to CFPB complaints.

In how many states does Solar Mosaic LLC operate?

Solar Mosaic LLC has received CFPB complaints from consumers in 34 states, with the most complaints from California (51 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Solar Mosaic LLC - Debt Collector Complaint Profile

CFPB complaint profile across 34 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

92
False statements or representation

37
Took or threatened to take negative or legal action

30
Written notification about debt

22
Communication tactics

15
Electronic communications

2

Data updated September 2026

CFPB complaint disposition

CCDB record solar-mosaic-llc Solar Mosaic LLC

Grade F · 199 CFPB filings · 80% timely · lead issue: Attempts to collect debt not owed · vol #537 · compose #4861

VOL 199
GRADE F
12MO 97
STATES 34
TIMELY 80%
ISSUE Attempts to collect debt n…
RANK #537
COMPOSE #4,861

Volume peers

Nearest volume peer: Alliance Collection Agencies, Inc. (200 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Solar Mosaic LLC's 199 CFPB complaints sit next to Alliance Collection Agencies, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

California is the plurality state for Solar Mosaic LLC (25.6%)

Volume rank #537 and composite rank #4,861 diverge by 4,324 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 25.6%; Mid-band (15–30%) · 34 states with ≥1 filing
Seasonal peak: 2026-02 12.4%; 8–15% band · 44 filings
Divergent corpus ranks: #537 volume; #4,861 composite; Cleanest-composite ladder is 4,324 places worse than volume

How does Solar Mosaic LLC compare to its peers?

How does Solar Mosaic LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Solar Mosaic LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

80%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-02 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	92
False statements or representation	37
Took or threatened to take negative or legal action	30
Written notification about debt	22
Communication tactics	15
Electronic communications	2
Threatened to contact someone or share information improperly	1

Where do complaints against Solar Mosaic LLC come from?

Solar Mosaic LLC's own per-state count, not a national baseline.

California

51
Florida

34
Texas

29
New York

12
Arizona

7
Georgia

7
Colorado

5
Idaho

5

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Solar Mosaic LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 199.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 80%.

4 peers

Know your rights before responding to Solar Mosaic LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.