This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 199 complaints

Solar Mosaic LLC - Debt Collector Complaint Profile

CFPB complaint profile across 34 states, reputation grade F.

Complaints by issue type

What consumers report about Solar Mosaic LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record solar-mosaic-llc Solar Mosaic LLC

Grade F · 199 CFPB filings · 80% timely · lead issue: Attempts to collect debt not owed

  • VOL 199
  • GRADE F
  • 12MO 97
  • STATES 34
  • TIMELY 80%
  • ISSUE Attempts to collect debt n…
  • RANK #537
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Alliance Collection Agencies, Inc. (200 complaints)

Credit Service Company, INCCredit Service Company, INC198Enhanced Acquisitions, LLCEnhanced Acquisitions, LLC198Solar Mosaic LLC (this)Solar Mosaic LLC (this)199Alliance Collection Agencies, Inc.Alliance Collection Agencies…200Law Office of Brett M. Borland, P.C.Law Office of Brett M. Borla…200
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Solar Mosaic LLC's 199 CFPB complaints sit next to Alliance Collection Agencies, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 199 complaints break down

Every complaint issue type on record for Solar Mosaic LLC, not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
41.9/100
Solar Mosaic LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
199
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
80%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

California is the plurality state for Solar Mosaic LLC (25.6%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
California 25.6%
Mid-band (15–30%) · 34 states with ≥1 filing
Seasonal peak
2026-02 12.4%
8–15% band · 44 filings
Corpus ranks
#537 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Solar Mosaic LLC compare to its peers?

How does Solar Mosaic LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Solar Mosaic LLC National average
Complaints (last 12 mo)lower is better
97
59
268
Timely-response ratehigher is better
80%
100%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Solar Mosaic LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 70%80%90%100%110% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Solar Mosaic LLC vs. 9 similar-volume peers, by response speed and dispute rate Credit Service Company, INCAlliance Collection Agencies, Inc.Enhanced Acquisitions, LLCStillman, P.C. d.b.a. Stillman Law OfficeReceivable Recovery Services, LLCCommunity Health Investment Company, LLC.Arcadia Holdings, LLCReceivable Solutions, Inc.Revenue Assistance Corporation dba Revenue Group
Source: CFPB Consumer Complaint Database

Solar Mosaic LLC's complaint volume in context

Solar Mosaic LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

199 Top 10% higher than 90% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). This entry sits in this band. 200–220: 536 collectors (10%). Above this entry. Solar Mosaic LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2025-02 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
92
False statements or representation
37
Took or threatened to take negative or legal action
30
Written notification about debt
22
Communication tactics
15
Electronic communications
2
Threatened to contact someone or share information improperly
1

Where do complaints against Solar Mosaic LLC come from?

Solar Mosaic LLC's own per-state count, not a national baseline.

Top states by complaints against Solar Mosaic LLC

Across 34 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Solar Mosaic LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 199.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 80%.

4 peers

Know your rights before responding to Solar Mosaic LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.