State complaint profile

Debt collection complaints in Wisconsin

9,149 CFPB complaints filed against 950 debt collectors active in Wisconsin.

Complaints
9,149
Collectors
950
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Wisconsin at a glance

Wisconsin consumers have filed 9,149 CFPB debt-collection complaints against 950 collectors.

9,149
CFPB complaints filed
950
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Wisconsin

Wisconsin filings are dispersed: the top three collectors hold only 11.8% of 9,149 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Wisconsin residents in this extract is Encore Capital Group Inc. (11.8% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Most-complained-about collectors in Wisconsin

By complaints filed from this state

complaints

What this shows These eight collectors draw the most complaints from Wisconsin residents, usually national bureaus and large debt buyers operating in every state.

Source CFPB Consumer Complaint Database

Where Wisconsin's 9,149 complaints concentrate

Top-three collectors vs the rest of this state's filings

complaints

What this shows The top three names account for 11.8% of Wisconsin filings in this extract, a state-specific concentration cut, not a national grade curve.

Source CFPB Consumer Complaint Database

Active Debt Collectors

Sorted by most complaints

Encore Capital Group Inc.

D
383 total complaints ↑ rising

Portfolio Recovery Associates, LLC

D
353 total complaints ↑ rising

Resurgent Capital Services L.P.

D
345 total complaints ↑ rising

AmeriCollect

D
327 total complaints ↓ falling

CL Holdings LLC

C
286 total complaints ↑ rising

Transunion Intermediate Holdings, Inc.

D
262 total complaints ↑ rising

Experian Information Solutions Inc.

D
198 total complaints ↑ rising

Equifax, Inc.

D
190 total complaints ↑ rising

I.C. System, Inc.

C
184 total complaints ↑ rising

Capital ONE Financial Corporation

D
157 total complaints → stable

State Collection Service, Inc.

D
154 total complaints ↓ falling

CCS Financial Services, Inc.

F
144 total complaints ↑ rising

Alliance Collection Agencies, Inc.

C
119 total complaints ↓ falling

Synchrony Financial

D
118 total complaints → stable

LJ Ross Associates

D
116 total complaints ↑ rising

Bread Financial Holdings, Inc.

C
114 total complaints ↑ rising

Kohn Law Firm S.C.

D
114 total complaints → stable

ERC

D
97 total complaints ↓ falling

Kriya Capital, LLC

D
97 total complaints ↑ rising

Citibank, N.a.

D
91 total complaints → stable

Caine & Weiner Company, Inc.

D
89 total complaints ↑ rising

National Credit Adjusters, LLC

D
86 total complaints ↑ rising

Professional Placement Services, LLC

C
82 total complaints ↓ falling

Jpmorgan Chase & Co.

D
69 total complaints ↑ rising

Transworld Systems Inc

D
69 total complaints → stable

Professional Collectors Corp.

D
66 total complaints ↑ rising

Spring Oaks Capital, LLC

F
65 total complaints ↑ rising

DLF Law Group, LLC

B
62 total complaints → stable

National Credit Systems,Inc.

D
59 total complaints ↑ rising

Messerli & Kramer P.A.

D
58 total complaints ↓ falling

The CBE Group, Inc.

D
58 total complaints → stable

Convergent Resources, Inc.

D
56 total complaints ↓ falling

Oliver Adjustment Co.

C
55 total complaints ↓ falling

Wells Fargo & Company

D
54 total complaints ↑ rising

The Stark Collection Agency, Inc.

F
53 total complaints ↑ rising

Lockhart, Morris & Montgomery Inc.

D
52 total complaints ↑ rising

CNG Financial Corporation

D
47 total complaints → stable

Sunrise Credit Services, Inc

D
47 total complaints ↑ rising

Diversified Consultants, Inc.

D
42 total complaints ↓ falling

Enova International, Inc.

D
42 total complaints → stable

TrueAccord Corp.

D
42 total complaints ↑ rising

NCB Management Services Inc.

D
39 total complaints ↑ rising

Radius Global Solutions LLC

D
39 total complaints ↑ rising

MRS BPO, LLC

D
38 total complaints → stable

Amsher Collection Services, Inc.

D
37 total complaints ↓ falling

Cavalry Investments, LLC

D
37 total complaints → stable

Navient Solutions, LLC.

D
37 total complaints ↓ falling

U.s. Bancorp

D
37 total complaints ↓ falling

Credit Service International Corp

C
36 total complaints ↑ rising

HW Holding, Inc

D
35 total complaints → stable

If a collector is contacting you in Wisconsin

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Wisconsin resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Wisconsin

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Wisconsin Resident

Three parallel channels apply in Wisconsin: the CFPB complaint form (powers this dataset), the Wisconsin attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.