What is the most common complaint against CHECKredi of Kentucky, LLC?

The most common issue consumers report about CHECKredi of Kentucky, LLC is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 63 complaints filed with the CFPB.

Are complaints against CHECKredi of Kentucky, LLC increasing or decreasing?

Complaints against CHECKredi of Kentucky, LLC are rising. The company received 21 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is CHECKredi of Kentucky, LLC's reputation grade?

CHECKredi of Kentucky, LLC has a reputation grade of D (score: 52.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does CHECKredi of Kentucky, LLC respond to consumer complaints?

CHECKredi of Kentucky, LLC has a 100% timely response rate to CFPB complaints.

In how many states does CHECKredi of Kentucky, LLC operate?

CHECKredi of Kentucky, LLC has received CFPB complaints from consumers in 25 states, with the most complaints from Texas (7 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CHECKredi of Kentucky, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 25 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

21
False statements or representation

16
Written notification about debt

12
Communication tactics

7
Took or threatened to take negative or legal action

4
Electronic communications

3

Data updated September 2026

CFPB complaint disposition

CCDB record checkredi-of-kentucky-llc CHECKredi of Kentucky, LLC

Grade D · 63 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1056 · compose #3776

VOL 63
GRADE D
12MO 21
STATES 25
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #1,056
COMPOSE #3,776

Volume peers

Nearest volume peer: AmeriCash Holding LLC (63 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

CHECKredi of Kentucky, LLC's 63 CFPB complaints sit next to AmeriCash Holding LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

CHECKredi of Kentucky, LLC spreads filings across 25 states - Texas leads at only 11.1%

Despite a broad state map, CHECKredi of Kentucky, LLC still sits volume #1,056 against composite #3,776 - the two RankMaps diverge by 2,720 places. Corpus placement method.

Most-even geography: Lead state under 15%; Texas still leads at 11.1% across 25 states
Seasonal peak: 2018-06 14.3%; 8–15% band · 4 filings
Divergent corpus ranks: #1,056 volume; #3,776 composite; Cleanest-composite ladder is 2,720 places worse than volume

How does CHECKredi of Kentucky, LLC compare to its peers?

How does CHECKredi of Kentucky, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

CHECKredi of Kentucky,… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

98%

91%

Consumer-dispute ratelower is better

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-01 2024-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	21
False statements or representation	16
Written notification about debt	12
Communication tactics	7
Took or threatened to take negative or legal action	4
Electronic communications	3

Where do complaints against CHECKredi of Kentucky, LLC come from?

CHECKredi of Kentucky, LLC's own per-state count, not a national baseline.

Texas

7
Massachusetts

6
New York

6
South Carolina

5
Colorado

4
Connecticut

4
Georgia

3
Pennsylvania

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for CHECKredi of Kentucky, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 63.

4 peers

Know your rights before responding to CHECKredi of Kentucky, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.