This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 484 complaints

Hillcrest Davidson & Associates - Debt Collector Complaint Profile

CFPB complaint profile across 43 states, reputation grade D.

Complaints by issue type

What consumers report about Hillcrest Davidson & Associates

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record hillcrest-davidson-associates Hillcrest Davidson & Associates

Grade D · 484 CFPB filings · 88% timely · lead issue: Attempts to collect debt not owed · vol #280 · compose #361

  • VOL 484
  • GRADE D
  • 12MO 84
  • STATES 43
  • TIMELY 88%
  • DISPUTE 14%
  • ISSUE Attempts to collect debt n…
  • RANK #280
  • COMPOSE #361

Nearest volume peer: SIMM Associates, Inc. (487 complaints)

Merchants and Medical Credit Corporation, Inc.Merchants and Medical Credit…479Hillcrest Davidson & Associates (this)Hillcrest Davidson & Associa…484SIMM Associates, Inc.SIMM Associates, Inc.487Financial Business and Consumer Solutions.Financial Business and Consu…488First Advantage LNS Inc.First Advantage LNS Inc.489
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Hillcrest Davidson & Associates's 484 CFPB complaints sit next to SIMM Associates, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 484 complaints break down

Every complaint issue type on record for Hillcrest Davidson & Associates, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
51.1/100
Hillcrest Davidson & Associates

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
484
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
88%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
14%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Texas is the plurality state for Hillcrest Davidson & Associates (29.8%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Texas 29.8%
Mid-band (15–30%) · 43 states with ≥1 filing
Seasonal peak
2018-09 9.7%
8–15% band · 3 filings
Corpus ranks
#280 volume
#361 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Hillcrest Davidson & Associates compare to its peers?

How does Hillcrest Davidson & Associates compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Hillcrest Davidson & Associates National average
Complaints (last 12 mo)lower is better
84
90
268
Timely-response ratehigher is better
88%
96%
91%
Consumer-dispute ratelower is better
14%
13%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Hillcrest Davidson & Associates a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 8 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 60%70%80%90%100%110% 10%15%20%25% Timely response rate (%) Dispute rate (%) Hillcrest Davidson & Associates vs. 7 similar-volume peers, by response speed and dispute rate Hillcrest Davidson & AssociatesSIMM Associates, Inc.Financial Business and Consumer Solutions.Merchants and Medical Credit Corporation, Inc.First Advantage LNS Inc.ATG Credit, LLCPENTAGON FEDERAL CREDIT UNIONDuncan Solutions, lnc.
Source: CFPB Consumer Complaint Database

Hillcrest Davidson & Associates's complaint volume in context

Hillcrest Davidson & Associates vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

484 Top 5% higher than 95% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Hillcrest Davidson & Associates 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2018-06 2026-02

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
133
Cont'd attempts collect debt not owed
76
Communication tactics
72
Written notification about debt
62
Took or threatened to take negative or legal action
60
False statements or representation
42
Disclosure verification of debt
25
Improper contact or sharing of info
7
Taking/threatening an illegal action
4
Threatened to contact someone or share information improperly
3

Where do complaints against Hillcrest Davidson & Associates come from?

Hillcrest Davidson & Associates's own per-state count, not a national baseline.

Top states by complaints against Hillcrest Davidson & Associates

Across 43 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Hillcrest Davidson & Associates: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Know your rights before responding to Hillcrest Davidson & Associates: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.